1209 Derbyshire Rd, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 1209 Derbyshire Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,855 sqft · built 1989
Lot Size	0.496 acres (21,600 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Mar 2026)
Tax Bill	$2,489 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04048A0067.000000`

Property Details

APN / Parcel Number

Primary APN	`04048A0067.000000`
Alternative APNs	`5603 92 6147` `118120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,855 sqft Living Area
Gross Area	2,767 sqft
1st Floor Area	997 sqft
Upper Floors Area	858 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	1,408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	118120
Street Address	1209 DERBYSHIRE RD
City	KANNAPOLIS
State	NC
Zip	28081-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LTS 67 BERKSHIRE & ADJ TRACT
Legal Subdivision	BERKSHIRE
Legal Lot Number	67
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1017
Census Tract	41001

Owner

1209 Derbyshire Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1209 DERBYSHIRE RD, KANNAPOLIS, NC 28081-5507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Sep 13, 2017 · Amount on File
Deed Document Number	20265122
Deed Book / Page	17879 / 234
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	12269281
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1209 DERBYSHIRE RD, KANNAPOLIS, NC 28081-5507
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015121346
Date	Apr 26, 2021
Book Page	15121/346

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 6, 2026
Property Address	1209 DERBYSHIRE RD, KANNAPOLIS, NC 28081-5507
Document Number	0017879234
Book / Page	17879 / 234
Map Reference	MB 14 PG 69
Instrument Date	Mar 5, 2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1157 N WINDSOR DR, KANNAPOLIS, NC 28081-5946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 DERBYSHIRE RD, KANNAPOLIS, NC 28081-5507

Mortgage

Document Number	0017879237
Date	Mar 6, 2026
Instrument	17879/237

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0017879254
Date	Mar 6, 2026
Book Page	17879/254

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2041

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 13, 2017
Property Address	1209 DERBYSHIRE RD, KANNAPOLIS, NC 28081-5507
Document Number	0012672149
Book / Page	12672 / 0149
Map Reference	MB14 PG69
Instrument Date	Sep 13, 2017
Instrument	12672-0149
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17209 BLUE SPRINGS DR, 17209, KANNAPOLIS, NC 28081-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 DERBYSHIRE RD, KANNAPOLIS, NC 28081-5507

Mortgage

Document Number	0126720151
Date	Sep 13, 2017
Instrument	12672-0151

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,100 (-) Land $81,900 Building $216,200
2025		$298,100 Land $81,900 Building $216,200
2024			$298,100 (+64.1%) Land $81,900 Building $216,200
2023	$2,489.00	$181,660 Land $44,200 Building $137,460	$181,660 Land $44,200 Building $137,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Derbyshire Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Derbyshire Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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