1209 Delta Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1209 Delta Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,900 sqft · built 1907
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2008)
Tax Bill	$9,435 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`044-0006-0087-00`

Property Details

APN / Parcel Number

Primary APN	`044-0006-0087-00`
Alternative APN	`88524388`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,900 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	988 sqft
2nd Floor Area	988 sqft
Attic	Attic
Attic Area	474 sqft
Basement Area	988 sqft
Finished Basement	450 sqft
Unfinished Basement	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	148 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1209 DELTA AVE
City	CINCINNATI
State	OH
Zip	45208-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1209 DELTA AVE 45 X 148.3LOTS 61 PTS 60-62-69 KILGOURS 2ND & KILGOURS 1ST SUBS
Legal Subdivision	KILGOURS 2ND & KILGOURS 1ST SUBS
Legal Lot Number	61
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	4900

Owner

1209 Delta Ave is owned and occupied by an individual who acquired it in July 2015.

Source: Hamilton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1209 DELTA AVE, CINCINNATI, OH 45208-3003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2008 · Amount on File
Deed Sale	Jul 2, 2008 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	200890298
Deed Book / Page	10890 / 25
Last Transfer Date	Jul 9, 2015
Transfer Doc	0000081383
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2026
Property Address	1209 DELTA AVE, CINCINNATI, OH 45208-3003
Document Number	0000038680
Book / Page	15668 / 2933
Instrument Date	Apr 9, 2026
Instrument	202638680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 DELTA AVE, CINCINNATI, OH 45208-3003

Mortgage

Document Number	0000038680,
Date	May 18, 2026
Book Page	15668/2933
Instrument	202638680

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 24, 2036

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Delta Ave was $9,435, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,435.00 (+3.04%)	$152,982 (-) Land $44,072 Building $108,910	$437,090 Land $125,920 Building $311,170
2024	$9,157.00 (-2.15%)	$152,982 (-) Land $44,072 Building $108,910
2023	$9,358.00 (-7.2%)	$152,982 (+3.39%) Land $44,072 Building $108,910	$437,090 Land $125,920 Building $311,170
2022	$10,084.00 Homeowner's exemption	$147,970 Land $41,794 Building $106,176
2020			$422,770 Land $119,410 Building $303,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1209 Delta Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Delta Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20