1209 Delaware Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 1209 Delaware Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1935
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2022)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Sep 2022 Sale Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11180-000-000`

Property Details

APN / Parcel Number

Primary APN	`11180-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,914 sqft (0.549 acres)
Lot Dimensions	165 ft deep x 145 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	1209 DELAWARE AVE
City	LYNN HAVEN
State	FL
Zip	32444-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	10 3S 14W -52- 102D ST A B DEV CO PLAT BEG 55 N OF SW COR LOT 68 TH ELY 165.1 SLY 145 WLY 165.1 N 145 TO POB PT OF LOTS 68 & 77 ORB 4605 P 2075
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	ST A B DEV CO PLAT
Legal Lot Number	68
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2052
Census Tract	1402

Owner

1209 Delaware Ave is owned and occupied by an individual who bought it in September 2022.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1209 DELAWARE AVE, LYNN HAVEN, FL 32444-2829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Dec 23, 2020	Warranty Deed, Transfer NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO
Jun 12, 2017	Warranty Deed, Transfer · Conventional with PMI SAMUEL P HENDERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Dec 23, 2020 · Amount on File
Deed Document Number	202265230
Deed Book / Page	4605 / 2075
Prior Transfer Date	Aug 5, 2011
Prior Transfer Doc	0033432193
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 1, 2022
Property Address	1209 DELAWARE AVE, LYNN HAVEN, FL 32444-2829
Document Number	0046052075
Book / Page	4605 / 2075
Instrument Date	Aug 31, 2022
Instrument	2022065230
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 FOOTE ST NW, 704, OLYMPIA, WA 98502-4811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 DELAWARE AVE, LYNN HAVEN, FL 32444-2829

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 23, 2020
Property Address	1209 DELAWARE AVE, LYNN HAVEN, FL 32444-2829
Document Number	0043420543
Book / Page	004342 / 000543
Instrument Date	Dec 5, 2020
Instrument	86871
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	NORTH FLORIDA TITLE COMPANY, NORTH FLORIDA TITLE CO

Transaction

Amount	Amount on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2366 INDIAN PASS RD PORT ST JOE FL 324567818, PORT ST JOE, FL 32456-7818

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 12, 2017
Property Address	1209 DELAWARE AVE, LYNN HAVEN, FL 32444-2829
Document Number	0039081239
Book / Page	003908 / 001239
Instrument Date	Jun 9, 2017
Instrument	33073
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1216 DELAWARE AVE LYNN HAVEN FL 324442830, LYNN HAVEN, FL 32444-2830

Mortgage

Document Number	39081241
Date	Jun 12, 2017
Book Page	003908/001241
Instrument	33074

Lender

Name	SAMUEL P HENDERSON
Address	2519 PELICAN BAY DR, PANAMA CITY BEACH, FL 32408-7051
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	84 Months
Due	Jun 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Delaware Ave was $1,079 with a homeowner's exemption, down 4.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 (-4.26%) Homeowner's exemption	$113,358	$116,945 Land $52,780 Building $64,165
2024	$1,127.00 (+2.55%)
2023	$1,099.00 (-9.99%) Homeowner's exemption	$108,108 (+34.09%) Land $49,387 Building $58,721	$108,108 (+34.09%) Land $49,387 Building $58,721
2022	$1,221.00	$80,624 Land $36,192 Building $44,432	$80,624 Land $36,192 Building $44,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Delaware Ave in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Delaware Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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