1209 Chimney Top Dr E, Mobile, AL 36695 Property Records

Mobile County property record for 1209 Chimney Top Dr E, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,259 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Aug 1998)
Tax Bill	$1,326 (2023)
Deeds & Mortgages	Oct 2019 Reverse Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022809294000039`

Property Details

APN / Parcel Number

Primary APN	`R022809294000039`
Alternative APNs	`28 09 29 4 000 039.XXX` `00615864` `615864`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,259 sqft Living Area
1st Floor Area	1,215 sqft
Upper Floors Area	1,044 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1992
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	615864
Old Parcel Number	R022809294000039
Street Address	1209 CHIMNEY TOP DR E
City	MOBILE
State	AL
Zip	36695-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 LAMPLIGHTER WOODS UNIT 1 MBK 28 P 58 #SEC 29 T4S R2W #MP28 09 29 4 000
Legal Range	02W
Legal Township	04S
Legal Section	29
Legal Subdivision	LAMPLIGHTER WOODS
Legal Lot Number	17
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1006
Census Tract	3703

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 CHIMNEY TOP DR E, MOBILE, AL 36695-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1998 · Amount on Record
Deed Sale	Aug 31, 1998 · Amount on Record
Prior Sale	Aug 31, 1998
Deed Document Number	98064591
Deed Book / Page	4620 / 1010
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1209 CHIMNEY TOP DR E, MOBILE, AL 36695-2608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063162
Date	Oct 29, 2019
Instrument	2019063162

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.83%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1209 CHIMNEY TOP DR E, MOBILE, AL 36695-2608
Document Number	0000063163
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CHIMNEY TOP DR E MOBILE AL 366952608, MOBILE, AL 36695-2608

Mortgage

Document Number	0000063163
Date	Oct 29, 2019
Instrument	63163

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3.83%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1209 CHIMNEY TOP DR E, MOBILE, AL 36695-2608
Document Number	0000072610
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	LIBERTY HOME EQUITY SOLUTIONS IN, LIBERTY HM EQUITY SOLUTIONS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CHIMNEY TOP DR E MOBILE AL 366952608, MOBILE, AL 36695-2608

Mortgage

Document Number	0000072610
Date	Dec 29, 2017
Book Page	007590/000776
Instrument	72610

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.04%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1209 CHIMNEY TOP DR E, MOBILE, AL 36695-2608
Document Number	0000072603
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CHIMNEY TOP DR E MOBILE AL 366952608, MOBILE, AL 36695-2608

Mortgage

Document Number	0000072603
Date	Dec 29, 2017
Book Page	007590/000755
Instrument	72603

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.04%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$23,890 (+8.89%) Land $5,000 Building $18,890	$238,900 (+8.89%) Land $50,000 Building $188,900
2023	$1,326.00 Homeowner's exemption	$21,940 Land $4,320 Building $17,620	$219,400 Land $43,200 Building $176,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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