1209 Cheat Rd, Morgantown, WV 26508 Property Records

Monongalia County property record for 1209 Cheat Rd, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1920
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2021)
Tax Bill	$1,121 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-20-0150.0000`

Property Details

APN / Parcel Number

Primary APN	`18-20-0150.0000`
Alternative APN	`31-18-20-0150.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	2,328 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1209 CHEAT RD
City	MORGANTOWN
State	WV
Zip	26508-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.7 AC SUR PIERPOINT
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	4
Census Block	4003
Census Tract	11806

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 CHEAT RD, MORGANTOWN, WV 26508-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed, Transfer · Conventional Mortgage UNITED BANK
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	2021840712
Deed Book / Page	1746 / 110
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 17, 2021
Property Address	1209 CHEAT RD, MORGANTOWN, WV 26508-4124
Document Number	1746/110
Book / Page	1746 / 110
Instrument Date	Aug 12, 2021
Instrument	840712
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NOT AVAILABLE, BESTITLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CHEAT RD, MORGANTOWN, WV 26508-4124

Mortgage

Document Number	840713
Date	Aug 17, 2021
Instrument	840713

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	1209 CHEAT RD, MORGANTOWN, WV 26508-4124
Document Number	0000710954
Book / Page	002222 / 000286
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CHEAT RD MORGANTOWN WV 265084124, MORGANTOWN, WV 26508-4124

Mortgage

Document Number	0000710954
Date	Jan 29, 2018
Book Page	002222/000286
Instrument	710954

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2033

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,121.00	$105,000 (-) Land $25,680 Building $79,320	$175,000 (-) Land $42,800 Building $132,200
2025	$1,121.00 (-0.88%)	$105,000 (-0.74%) Land $25,680 Building $79,320	$175,000 (-0.74%) Land $42,800 Building $132,200
2023	$1,131.00 (-47.1%)	$105,780 (+1.38%) Land $25,680 Building $80,100	$176,300 (+1.38%) Land $42,800 Building $133,500
2022	$2,138.00	$104,340 Land $25,680 Building $78,660	$173,900 Land $42,800 Building $131,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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