1209 Catherine St, Duluth, MN 55811 Property Records

St. Louis County property record for 1209 Catherine St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,203 sqft · built 1941
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2015)
Tax Bill	$7,078 (2026)
Deeds & Mortgages	Nov 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`010-2710-02890`

Property Details

APN / Parcel Number

Primary APN	`010-2710-02890`
Alternative APN	`985091`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,203 sqft Gross Area
1st Floor Area	1,592 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Garage Area	600 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	985091
Street Address	1209 CATHERINE ST
City	DULUTH
State	MN
Zip	55811-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF NE1/4 OF NW1/4 OF SE1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	10
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

1209 Catherine St is owned and occupied by an individual who acquired it in December 2015.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1209 CATHERINE ST, DULUTH, MN 55811-1659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2015 · Amount on File
Deed Sale	Mar 3, 2015 · Amount on File
Prior Sale	Jul 17, 2009 · Amount on File
Deed Document Number	20151256149
Last Transfer Date	Dec 21, 2015
Transfer Doc	00A1278857
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1209 CATHERINE ST, DULUTH, MN 55811-1659
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 CATHERINE ST, DULUTH, MN 55811-1659

Mortgage

Document Number	0001478509
Date	Nov 22, 2023
Instrument	1478509

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jan 8, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 1209 Catherine St was $7,078 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,078.00 (+3.33%) Homeowner's exemption
2025	$6,850.00 (-3.33%) Homeowner's exemption	$526,000 (+4.95%) Land $66,200 Building $459,800	$526,000 (+4.95%) Land $66,200 Building $459,800
2024	$7,086.00	$501,200 Land $112,500 Building $388,700	$501,200 Land $112,500 Building $388,700
2022		$464,800 Land $104,300 Building $360,500	$464,800 Land $104,300 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Catherine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Catherine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20