1209 Cape Cod Cir, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1209 Cape Cod Cir, Lexington, KY 40504

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,162 sqft · built 1999
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Feb 2015)
Tax Bill$6,365 (2026)
Deeds & MortgagesNov 2025 Line of Credit
APN38004240

Property Details

APN / Parcel Number

Primary APN38004240

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,162 sqft Living Area
1st Floor Area743 sqft
Basement Area1,405 sqft
Finished Basement1,000 sqft
Unfinished Basement165 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Lot Area15,002 sqft (0.344 acres)
Lot Width101 ft Width
Garage TypeAttached
Garage Area628 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1209 CAPE COD CIR
CityLEXINGTON
StateKY
Zip40504-2074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionK-729 PARKERS LANDING (COLONY UNIT 4-D) LOT 83; BOOK: 3292 PAGE: 637
Legal SubdivisionPARKERS LANDING (COLONY
Legal Lot Number83
Legal Unit4-D
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group5
Census Block5007
Census Tract3000

Owner

1209 Cape Cod Cir is owned and occupied by two individuals who bought it in February 2015.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1209 CAPE COD CIR, LEXINGTON, KY 40504-2074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2015 · Amount on File
Deed SaleFeb 13, 2015 · Amount on File
Deed Book / Page3292 / 637
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address1209 CAPE COD CIR, LEXINGTON, KY 40504-2074
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMB11107/145
DateNov 19, 2025
Book PageMB 11107/145
Instrument202511190197
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 1209 Cape Cod Cir was $6,365, up 1.4% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,365.00 (+1.35%)$520,100 (-)$520,100 (-)
2025$6,280.00$520,100$520,100
2023$6,280.00$520,100$520,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1209 Cape Cod Cir; there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims10 (1982–2010)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Cape Cod Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Nearby Properties on Cape Cod Cir

Nearby Streets

Search Property Records by Address or Parcel Number