1209 C St SE, Ardmore, OK 73401 Property Records

Carter County property record for 1209 C St SE, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,820 sqft · built 1947
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Aug 2023)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0010-00-556-005-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-556-005-0-001-00`
Alternative APN	`5727`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,650 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5727
Street Address	1209 C ST SE
City	ARDMORE
State	OK
Zip	73401-6026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 556 LOT 5 (100X160)
Legal Range	02E
Legal Township	05S
Legal Section	06
Legal Subdivision	ARDMORE CITY
Legal Block	556
Legal Lot Number	5
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3022
Census Tract	892801

Owner

1209 C St SE is owned and occupied by two individuals who bought it in August 2023.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1209 C ST SE, ARDMORE, OK 73401-6026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Aug 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Jan 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Deed Document Number	20237694
Deed Book / Page	7417 / 132
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 8, 2023
Property Address	1209 C ST SE, ARDMORE, OK 73401-6026
Document Number	007417/132
Book / Page	7417 / 132
Instrument Date	Aug 7, 2023
Instrument	I-2023-007694
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1209 C ST SE, ARDMORE, OK 73401-6026

Mortgage

Document Number	I2023007695
Date	Aug 8, 2023
Instrument	I-2023-007695

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1209 C ST SE, ARDMORE, OK 73401-6026
Transaction Type	Mortgage
Record Updated	Sep 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6921/229
Date	Aug 21, 2020
Book Page	6921/229
Instrument	2020-009077

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	137 Months
Due	Jan 2, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1209 C ST SE, ARDMORE, OK 73401-6026
Transaction Type	Mortgage
Record Updated	Jan 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-000107
Date	Jan 5, 2017
Book Page	6343/088
Instrument	2017-000107

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 2, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1209 C St SE was $2,088.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,797 (+4.21%) Land $900 Building $20,897	$181,639 (-0.3%) Land $7,500 Building $174,139
2025	$2,088.00	$20,916 (+5%) Land $900 Building $20,016	$182,185 (+9.75%) Land $7,500 Building $174,685
2024	$2,088.00 (+258.76%)	$19,920 (+238.37%) Land $900 Building $19,020	$166,000 (+102.86%) Land $7,500 Building $158,500
2023	$582.00 (+8.58%)	$5,887 (+4.98%) Land $610 Building $5,277	$81,828 (+19.67%) Land $7,500 Building $74,328
2022	$536.00	$5,608 Land $590 Building $5,018	$68,380 Land $7,500 Building $60,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1209 C St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 C St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	100 / 30

May also be available: Verizon.

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