1209 Bridgewater Dr, Durham, NC 27704 Property Records

Durham County property record for 1209 Bridgewater Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,440 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2023)
Tax Bill	$3,570 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0833-49-6577`

Property Details

APN / Parcel Number

Primary APN	`0833-49-6577`
Alternative APNs	`0833-49-65-7795` `224066`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1209 BRIDGEWATER DR
City	DURHAM
State	NC
Zip	27704-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 4.990
Legal Description	MAGNOLIA CREEK/PH:02-03/L T#018 PL:000199-000126
Legal Subdivision	MAGNOLIA CREEK
Legal Phase	2-3
Legal Lot Number	18
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	6
Census Block	6010
Census Tract	1709

Owner

1209 Bridgewater Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1209 BRIDGEWATER DR, DURHAM, NC 27704-1975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Dec 10, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Sep 10, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Dec 10, 2020 · Amount on File
Deed Document Number	202353029
Deed Book / Page	9867 / 981
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 24, 2023
Property Address	1209 BRIDGEWATER DR, DURHAM, NC 27704-1975
Document Number	0098670981
Book / Page	9867 / 981
Map Reference	MB 199 PG 124-129
Instrument Date	Feb 17, 2023
Instrument	2023053029
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 RUBY RIDGE RD, DURHAM, NC 27703-4662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 BRIDGEWATER DR, DURHAM, NC 27704-1975

Mortgage

Document Number	2023053030
Date	Feb 24, 2023
Instrument	2023053030

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 10, 2020
Property Address	1209 BRIDGEWATER DR, DURHAM, NC 27704-1975
Document Number	0091620843
Book / Page	9162 / 843
Map Reference	MB 199 PG 124-129
Instrument Date	Dec 10, 2020
Instrument	2020054500
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5734 TRINITY RD STE 200, 5734, RALEIGH, NC 27607-4163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 BRIDGEWATER DR, DURHAM, NC 27704-1975

Mortgage

Document Number	2020054501
Date	Dec 10, 2020
Instrument	2020054501

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 10, 2020
Property Address	1209 BRIDGEWATER DR, DURHAM, NC 27704-1975
Document Number	0090610954
Book / Page	009061 / 000954
Instrument Date	Sep 2, 2020
Instrument	37689
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NVR SETTLEMENT SERVICES LAG, NVR SETTLEMENT SVCS LAG

Transaction

Amount	Amount on Record
Tax	$563.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10710 SIKES PL #200 CHARLOTTE NC 282778191, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1209 Bridgewater Dr was $3,570, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,570.00 (+2.53%)	$351,346 (-) Land $73,200 Building $278,146	$351,346 (-) Land $73,200 Building $278,146
2025	$3,482.00	$351,346 Land $73,200 Building $278,146	$351,346 Land $73,200 Building $278,146
2023	$2,816.00 (+2.36%)	$215,014 Land $61,100 Building $153,914	$215,014 Land $61,100 Building $153,914
2022	$2,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Bridgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Bridgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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