1209 Ballard Ct, Berea, KY 40403 Property Records

Madison County property record for 1209 Ballard Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,550 sqft
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Dec 2021)
Tax Bill	$2,450 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0073-0006-0024`

Property Details

APN / Parcel Number

Primary APN	`0073-0006-0024`
Alternative APNs	`113403` `76522` `42614`

Interior

Building Area	1,550 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Architectural Style	Split Level
Exterior Material	Brick
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Basement
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	42614
Street Address	1209 BALLARD CT
City	BEREA
State	KY
Zip	40403-9048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALLARD POINT LOT 24
Legal Subdivision	BALLARD POINT
Legal Lot Number	24
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 BALLARD CT, BEREA, KY 40403-9048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20212014069162
Deed Book / Page	815 / 743
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 20, 2021
Property Address	1209 BALLARD CT, BEREA, KY 40403-9048
Document Number	00D815/743
Book / Page	D815 / 743
Map Reference	MB 15 PG 297
Instrument Date	Dec 16, 2021
Instrument	2014069162
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 MEADOWLARK DR, 116, BEREA, KY 40403-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 BALLARD CT, BEREA, KY 40403-9048

Mortgage

Document Number	2014069165
Date	Dec 20, 2021
Instrument	2014069165

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,450.00 (-2.82%)	$259,900 (-)	$259,900 (-)
2023	$2,521.00	$259,900	$259,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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