1209 Ayer Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1209 Ayer Dr, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,307 sqft · built 1980
Lot Size0.192 acres (8,375 sqft)
Owner2 Owner Names on File
Last Sale$207,500 (Apr 1997)
Tax Bill$4,173 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN808-17-023

Property Details

APN / Parcel Number

Primary APN808-17-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,307 sqft Living Area
1st Floor Area1,307 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeWood
Lot Area8,375 sqft (0.192 acres)
Lot Dimensions125 ft deep x 67 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1209 AYER DR
CityGILROY
StateCA
Zip95020-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 6286 LOT 437
Legal SubdivisionCASTLEWOOD PARK
Legal Tract6286
Legal Lot Number437
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2007
Census Tract512510

Owner

Source: Santa Clara County records · APN 808-17-023

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1209 AYER DR, GILROY, CA 95020-5437
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SANTA CLARA COUNTY FCU
Jul 23, 2018Deed of Trust, Mortgage · Line of Credit
SANTA CLARA COUNTY FCU
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 1997 · Amount on Record
Deed SaleApr 25, 1997 · Amount on Record
Prior SaleDec 21, 1995 · Amount on Record
Deed Document Number13684736
Deed Book / Page808
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1209 AYER DR, GILROY, CA 95020-5437
Transaction TypeMortgage
Record UpdatedMar 02, 2023
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 AYER DR, GILROY, CA 95020-5437

Mortgage

Document Number0025439843
DateFeb 21, 2023
Instrument25439843
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
AddressSAN JOSE, CA 95103
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 21, 2028

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1209 AYER DR, GILROY, CA 95020-5437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023987396
DateJul 23, 2018
Instrument23987396
Lender
NameSANTA CLARA COUNTY FCU
TypeCredit Union
AddressSAN JOSE, CA 95112
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 22, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1209 AYER DR, GILROY, CA 95020-5437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024417214
DateFeb 28, 2020
Instrument24417214
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,173.00 (+2.28%) Homeowner's exemption$337,923 (+4.04%) Land $122,133 Building $215,790
2023$4,080.00 (+1.75%) Homeowner's exemption$324,803 Land $117,392 Building $207,411
2022$4,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
2 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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