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1209 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1209 Apple Valley Dr, Howard, OH 43028 · Last verified August 2026

Property Summary

Property TypeResidential
Details1 bd · 1 ba · 540 sqft · built 2010
Lot Size0.251 acres (10,934 sqft)
Owner2 Individual Names on File
Last Sale$345,500 (Aug 2026)
Tax Bill$837 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-00368.000

Property Details

APN / Parcel Number

Primary APN23-00368.000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area540 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood
Lot Area10,934 sqft (0.251 acres)
Lot Dimensions166 ft deep x 66 ft wide
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGas

Location & Zoning

Street Address1209 APPLE VALLEY DR
CityHOWARD
StateOH
Zip43028-9306
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionORCHARD HILLS LOT #368
Legal SubdivisionORCHARD HILLS
Legal Lot Number368
JurisdictionKNOX OH
Township / Civil DivisionHOWARD
Census Block Group2
Census Block2025
Census Tract6801

Owner

Source: Knox County records · APN 23-00368.000

Assessment roll updated April 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1209 APPLE VALLEY DR, HOWARD, OH 43028-9306
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Warranty Deed, Transfer · VA Mortgage
HOME MORTGAGE CORPORATION
May 11, 2026Affidavit, Transfer · Line of Credit
KILLBUCK SAVINGS BANK
Sep 07, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2026 · Amount on Record
Deed SaleAug 12, 2026 · Amount on Record
Prior SaleJun 30, 2008 · Amount on Record
Deed Document Number20266385
Deed Book / Page2144 / 500
Prior Transfer DateOct 20, 2010
Prior Transfer Doc0000008157
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX OH
Recording DateAug 12, 2026
Property Address1209 APPLE VALLEY DR, HOWARD, OH 43028-9306
Document Number0000006385
Book / Page2144 / 500
Instrument DateAug 11, 2026
Instrument20266385
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyOWL CRK TITLE, OWL CREEK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$104,686.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address1209 APPLE VALLEY DR, HOWARD, OH 43028-9306

Mortgage

Document Number0000006386,
DateAug 12, 2026
Instrument20266386
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate6.43%
Max Rate-1%

May 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionKNOX OH
Recording DateMay 11, 2026
Property Address1209 APPLE VALLEY DR, HOWARD, OH 43028-9306
Document Number0000003504
Book / Page2128 / 129
Instrument DateMay 08, 2026
Instrument20263504
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 APPLE VALLEY DR, HOWARD, OH 43028-9306

Mortgage

Document Number0000003505,
DateMay 11, 2026
Book Page2128/132
Instrument20263505
Lender
NameKILLBUCK SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 24, 2051
Interest
Rate6.37%
Max Rate-1%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX OH
Recording DateSep 07, 2018
Property Address1209 APPLE VALLEY DR, HOWARD, OH 43028-9306
Document Number0016870726
Book / Page001687 / 000726
Instrument DateAug 28, 2018
Instrument7376
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$591.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1209 APPLE VALLEY DR HOWARD OH 430289306, HOWARD, OH 43028-9306

Mortgage

Document Number16870728
DateSep 07, 2018
Book Page001687/000728
Instrument7377
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 06, 2048

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyKnox County
County SubdivisionHoward Township
Unified School DistrictEast Knox Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$63,450 (-) Land $8,950 Building $54,500
2025$837.00 (-9.51%)$22,210 (-) Land $3,130 Building $19,080
2024$925.00 (+0.33%)$22,210 (-) Land $3,130 Building $19,080
2023$922.00 (+21.96%)$22,210 (+43.01%) Land $3,130 Building $19,080$63,450 (+43%) Land $8,950 Building $54,500
2022$756.00$15,530 Land $2,190 Building $13,340
2020$44,370 Land $6,260 Building $38,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (39083C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390830068012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2010–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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