Hamilton County property record for 1209 Altamaha St, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,324 sqft · built 1939 |
| Lot Size | 0.188 acres (8,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,500 (Oct 2016) |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 169G L 001 |
| Primary APN | 169G L 001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,210 sqft (0.188 acres) |
| Lot Dimensions | 164 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000113991 |
|---|---|
| Street Address | 1209 ALTAMAHA ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 19 S M SNYDERS ADDN NO 1 PB 14 PG 64 |
| Legal Subdivision | SNYDERS |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11600 |
1209 Altamaha St is owned and occupied by two individuals who bought it in October 2016.
Source: Hamilton County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Mar 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage ISERVE RESID'L LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on File |
| Deed Sale | Oct 4, 2016 · Amount on File |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 2016117 |
| Deed Book / Page | 10870 / 489 |
| Prior Transfer Date | May 4, 2005 |
| Prior Transfer Doc | 0000000113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 13, 2026 |
| Property Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Document Number | 0000000032 |
| Book / Page | 14259 / 826 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000032, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 14259/826 |
| Instrument | 202632 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000219 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 12460/49 |
| Instrument | 2021042600219 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000002 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 13578/698 |
| Instrument | 2024050100002 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Document Number | 1216000024 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1209 ALTAMAHA ST CHATTANOOGA TN 374123209, CHATTANOOGA, TN 37412-3209 |
| Document Number | 1216000024 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 011849/000328 |
| Instrument | 191216000024 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1209 ALTAMAHA ST, CHATTANOOGA, TN 37412-3209 |
| Document Number | 0401000031 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1209 ALTAMAHA ST CHATTANOOGA TN 374123209, CHATTANOOGA, TN 37412-3209 |
| Document Number | 0401000031 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 011601/000175 |
| Instrument | 190401000031 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92127 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2049 |
The 2025 property tax bill for 1209 Altamaha St was $868, up 7.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 (+7.56%) | $57,275 (+58.77%) | $229,100 (+58.77%) Land $50,000 Building $179,100 |
| 2024 | $807.00 (-36.31%) | $36,075 (-) | $144,300 (-) Land $35,000 Building $109,300 |
| 2023 | $1,267.00 | $36,075 (-) | $144,300 (-) Land $35,000 Building $109,300 |
| 2022 | $1,267.00 | $36,075 | $144,300 Land $35,000 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1209 Altamaha St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1979–2025) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1209 Altamaha St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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