St. Louis County property record for 1209 91st Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,242 sqft · built 1953 |
| Lot Size | 0.173 acres (7,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Feb 2017) |
| Tax Bill | $2,128 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3300-00910 |
| Primary APN | 010-3300-00910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Gross Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 213 sqft |
| Finished Basement | 213 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,577 sqft (0.173 acres) |
| Garage Area | 432 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1025890 |
|---|---|
| Street Address | 1209 91ST AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 7 FT OF LOT 19 AND ALL OF LOT 20 INCPART OF VAC ALLEY ADJ SERIAL # |
| Legal Subdivision | MORGAN PARK OF DULUTH |
| Legal Block | 6 |
| Legal Lot Number | 19-20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3700 |
1209 91st Ave W is owned and occupied by an individual who bought it in February 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1209 91ST AVE W, DULUTH, MN 55808-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on File |
| Deed Sale | Feb 28, 2017 · Amount on File |
| Deed Document Number | 2017982625 |
| Prior Transfer Date | Mar 14, 2016 |
| Prior Transfer Doc | 0000968976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 17, 2026 |
| Property Address | 1209 91ST AVE W, DULUTH, MN 55808-1531 |
| Document Number | 0001102524 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261102524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1209 91ST AVE W, DULUTH, MN 55808-1531 |
| Document Number | 0001102524, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20261102524 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1209 91ST AVE W, DULUTH, MN 55808-1531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1209 91ST AVE W, DULUTH, MN 55808-1531 |
| Document Number | 0001099192 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1099192 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 28, 2017 |
| Property Address | 1209 91ST AVE W, DULUTH, MN 55808-1531 |
| Document Number | 000T982625 |
| Instrument Date | Feb 14, 2017 |
| Instrument | T982625 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1209 91ST AVE W DULUTH MN 558081531, DULUTH, MN 55808-1531 |
| Document Number | T982626 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | T982626 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
The 2026 property tax bill for 1209 91st Ave W was $2,128 with a homeowner's exemption, down 0.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,128.00 (-0.65%) Homeowner's exemption | ||
| 2025 | $2,142.00 (-7.83%) Homeowner's exemption | $192,300 (+5.66%) Land $16,000 Building $176,300 | $192,300 (+5.66%) Land $16,000 Building $176,300 |
| 2024 | $2,324.00 | $182,000 Land $18,800 Building $163,200 | $182,000 Land $18,800 Building $163,200 |
| 2022 | $146,200 Land $19,800 Building $126,400 | $146,200 Land $19,800 Building $126,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 91st Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1209 91st Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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