1209 4th Ave SE, Cascade, IA 52033 Property Records

Dubuque County property record for 1209 4th Ave SE, Cascade, IA 52033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,248 sqft · built 1979
Lot Size	0.268 acres (11,700 sqft)
Owner	Owner Name on File
Last Sale	$146,000 (May 2013)
Tax Bill	$2,868 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-31-433-005`

Property Details

APN / Parcel Number

Primary APN	`19-31-433-005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1209 4TH AVE SE
City	CASCADE
State	IA
Zip	52033-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 8 & W 1/2 LOT 9 BLOCK 24 SECOND UNION ADD;
Legal Subdivision	SECOND UNION ADD
Legal Block	24
Legal Lot Number	8,9
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1013
Census Tract	10300

Owner

The current owner of 1209 4th Ave SE bought it in May 2013.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Owner Name on File
Mailing Address	1209 4TH AVE SE, CASCADE, IA 52033-9576
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2013 · Amount on File
Deed Sale	May 2, 2013 · Amount on File
Prior Sale	Apr 22, 2008 · Amount on File
Deed Document Number	0000137367
Deed Book / Page	13 / 7367
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1209 4TH AVE SE, CASCADE, IA 52033-9576
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 4TH AVE SE, CASCADE, IA 52033-9576

Mortgage

Document Number	0000003663
Date	Mar 22, 2022
Instrument	2022-00003663

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DYERSVILLE, IA 52040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1209 4TH AVE SE, CASCADE, IA 52033-9576
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021049
Date	Dec 29, 2021
Instrument	2021-00021049

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,000 Land $30,900 Building $203,100	$234,000 Land $30,900 Building $203,100
2024	$2,868.00
2023		$212,500 (+31.04%) Land $30,900 Building $181,600	$212,500 Land $30,900 Building $181,600
2022	$2,426.00 Homeowner's exemption	$162,170 Land $30,870 Building $131,300
2021			$162,170 Land $30,870 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 4th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 4th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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