Chambers County property record for 1209 25th St, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,090 sqft · built 1965 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Dec 2024) |
| Tax Bill | $1,129 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-09-31-4-002-004.000 |
| Primary APN | 12-09-09-31-4-002-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,090 sqft Living Area |
| 1st Floor Area | 1,090 sqft |
| Upper Floors Area | 754 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 225 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 500020 |
|---|---|
| Street Address | 1209 25TH ST |
| City | VALLEY |
| State | AL |
| Zip | 36854-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 & SW1/2 OF LOT 13 BLOCK EPINE FOREST SUB.M.B. 4 PG. 12IN E1/2 OF SE1/4.S31 T22N R29ECITY OF VALLEY |
| Legal Range | 29 |
| Legal Township | 22 |
| Legal Section | 31 |
| Legal Subdivision | PINE FOREST SUB |
| Legal Block | E |
| Legal Lot Number | 12,13 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 954600 |
1209 25th St is owned and occupied by two individuals who bought it in December 2024.
Source: Chambers County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1209 25TH ST, VALLEY, AL 36854-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Nov 6, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Deed Document Number | 20245884 |
| Prior Transfer Date | Feb 21, 2014 |
| Prior Transfer Doc | 0020140583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1209 25TH ST, VALLEY, AL 36854-2631 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1209 25TH ST, VALLEY, AL 36854-2631 |
| Document Number | 002026/870 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 2026/870 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Nov 6, 2023 |
| Property Address | 1209 25TH ST, VALLEY, AL 36854-2631 |
| Document Number | 02023/4756 |
| Book / Page | 2023 / 4756 |
| Map Reference | MB 4 PG 12 |
| Instrument Date | Oct 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1209 25TH ST, VALLEY, AL 36854-2631 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1209 25TH ST, VALLEY, AL 36854-2631 |
The 2026 property tax bill for 1209 25th St was $1,129 with exemptions applied.
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,129.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $50,768 (+55.73%) Land $2,700 Building $48,068 | $253,840 (-22.17%) Land $13,500 Building $240,340 | |
| 2024 | $32,600 (+16.43%) Land $1,480 Building $31,120 | $326,130 (+16.43%) Land $14,850 Building $311,280 | |
| 2023 | Additional exemption filed | $28,000 (+9.46%) Land $1,480 Building $26,520 | $280,100 (+9.49%) Land $14,850 Building $265,250 |
| 2022 | Additional exemption filed | $25,580 Land $1,480 Building $24,100 | $255,820 Land $14,850 Building $240,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1209 25th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1209 25th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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