120897 S 4157 Rd, Eufaula, OK 74432 Property Records

McIntosh County property record for 120897 S 4157 Rd, Eufaula, OK 74432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1995
Lot Size	0.587 acres (25,598 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Apr 2024)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`460020805`

Property Details

APN / Parcel Number

Primary APN	`460020805`
Alternative APN	`0675-00-000-025-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,598 sqft (0.587 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460020805
Street Address	120897 S 4157 RD
City	EUFAULA
State	OK
Zip	74432-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25-26 SOUTHPORT #4 1106/425 1196/658
Legal Range	16E
Legal Township	9N
Legal Section	9
Legal Subdivision	SOUTHPORT #4
Legal Lot Number	25,26
Jurisdiction	MCINTOSH OK
Township / Civil Division	EUFAULA
Census Block Group	1
Census Block	1063
Census Tract	780100

Owner

120897 S 4157 Rd is owned by two individuals who bought it in April 2024.

Source: McIntosh County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4004 SE 12TH ST, OKLAHOMA CITY, OK 73115-2220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Mar 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Deed Document Number	20241496
Deed Book / Page	1196 / 658
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Apr 16, 2024
Property Address	120897 S 4157 RD, EUFAULA, OK 74432-7807
Document Number	001196/658
Book / Page	1196 / 658
Instrument Date	Apr 15, 2024
Instrument	I-2024-001496
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4004 SE 12TH ST, DEL CITY, OK 73115-2220

Mortgage

Document Number	I2024001497
Date	Apr 16, 2024
Instrument	I-2024-001497

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Mar 26, 2021
Property Address	120897 S 4157 RD, EUFAULA, OK 74432-7807
Document Number	001106/425
Book / Page	1106 / 425
Instrument Date	Mar 18, 2021
Instrument	2021-001410
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 297, OKMULGEE, OK 74447-0297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HC 63 BOX 299S, EUFAULA, OK 74432-9761

Tax Assessment & Valuation

The 2025 property tax bill for 120897 S 4157 Rd was $1,663, down 0.1% from the year before.

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Eufaula Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,951 (+5%) Land $3,563 Building $16,388	$181,373 (+5%) Land $32,389 Building $148,984
2025	$1,663.00 (-0.06%)	$19,001 (+8.87%) Land $2,200 Building $16,801	$172,737 (+8.87%) Land $20,000 Building $152,737
2024	$1,664.00 (+48.57%)	$17,453 (+20.62%) Land $1,320 Building $16,133	$158,666 (+13.31%) Land $12,000 Building $146,666
2023	$1,120.00 Homeowner's exemption	$14,470 Land $660 Building $13,810	$140,028 Land $6,000 Building $134,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120897 S 4157 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120897 S 4157 Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400

May also be available: ecoLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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