12089 Vista Dr, Wright City, MO 63390 Property Records

Warren County property record for 12089 Vista Dr, Wright City, MO 63390

Property Summary

Property Type	Rural Home
Details	1 ba · 1,424 sqft · built 1990
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on File
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Aug 2021 Refinance Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-22.0-0-00-001.007.000`

Property Details

APN / Parcel Number

Primary APN	`04-22.0-0-00-001.007.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,424 sqft Living Area
Basement Area	1,412 sqft
Finished Basement	847 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	180 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12089 VISTA DR
City	WRIGHT CITY
State	MO
Zip	63390-3973
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 14 GLENBROOK ESTATES
Legal Subdivision	GLENBROOK
Legal Lot Number	14
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2019
Census Tract	820109

Owner

12089 Vista Dr, a rural home, is owned and occupied by an individual who acquired it in May 2017.

Source: Warren County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12089 VISTA DR, WRIGHT CITY, MO 63390-3973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION
May 15, 2017	Warranty Deed, Transfer · FHA Mortgage VINSON MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017
Deed Sale	May 15, 2017
Prior Sale	Apr 23, 2009
Deed Document Number	201702908
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	12089 VISTA DR, WRIGHT CITY, MO 63390-3973
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107299
Date	Aug 23, 2021
Instrument	202107299

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	12089 VISTA DR, WRIGHT CITY, MO 63390-3973
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202207387
Date	Nov 3, 2022
Instrument	202207387

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	May 15, 2017
Property Address	12089 VISTA DR, WRIGHT CITY, MO 63390-3973
Document Number	0201702908
Map Reference	PL CAB B SL B-122
Instrument	201702908
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12089 VISTA DR, WRIGHT CITY, MO 63390-3973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12089 VISTA DR, WRIGHT CITY, MO 63390-3973

Mortgage

Document Number	0201702909
Date	May 15, 2017
Instrument	201702909

Lender

Name	VINSON MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12089 Vista Dr was $1,960.

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,960.00	$31,228 (+12.55%) Land $4,121 Building $27,107	$167,310 Land $21,930 Building $145,380
2024	$1,960.00 (+14.82%)	$27,746 (-) Land $3,657 Building $24,089
2023	$1,707.00 (+7.7%)	$27,746 (+7.7%) Land $3,657 Building $24,089	$148,982 Land $19,485 Building $129,497
2022	$1,585.00	$25,762 Land $3,392 Building $22,370
2021			$138,540 Land $18,090 Building $120,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12089 Vista Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12089 Vista Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENBROOK ESTATES private · serves 100 people · EPA ID MO6036096
Water Source	Groundwater
Last State Inspection	May 2024
Also Mapped Here	ST CHARLES COUNTY PWSD 2 WARREN
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, T-Mobile.

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