Winnebago County property record for 12088 Wagon Ln, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 1977 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Dec 2020) |
| Tax Bill | $3,363 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-154-016 |
| Primary APN | 04-29-154-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Basement Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 440 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 12088 WAGON LN |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 1 OLDE FARM SUB PT W 1/2 SEC 29-46-2 LOT 031 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 29 |
| Legal Subdivision | PLAT 1 OLDE FARM SUB |
| Legal Lot Number | 031 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 3904 |
12088 Wagon Ln is owned and occupied by two individuals who bought it in December 2020.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12088 WAGON LN, ROSCOE, IL 61073-7766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NORTHERN CU |
| Dec 17, 2020 | Warranty Deed, Transfer FIRST NTHRN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Deed Document Number | 20201038998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12088 WAGON LN, ROSCOE, IL 61073-7766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030344 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2230344 |
| Name | FIRST NORTHERN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 22, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 17, 2020 |
| Property Address | 12088 WAGON LN, ROSCOE, IL 61073-7766 |
| Document Number | 0001038998 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 1038998 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12088 WAGON LN ROSCOE IL 610737766, ROSCOE, IL 61073-7766 |
| Document Number | 1038999 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 1038999 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 16, 2050 |
The 2025 property tax bill for 12088 Wagon Ln was $3,363 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,363.00 | $72,317 Land $13,855 Building $58,462 | $216,951 Land $41,565 Building $175,386 |
| 2022 | Homeowner's exemption | $54,186 Land $10,381 Building $43,805 | $162,558 Land $31,143 Building $131,415 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12088 Wagon Ln in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12088 Wagon Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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