Stanly County property record for 12088 Garmon Mill Estates Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,155 sqft · built 2023 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,153 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 556403404642 |
| Primary APN | 556403404642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,155 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1543414 |
|---|---|
| Street Address | 12088 GARMON MILL ESTATES DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-5806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 12088 GARMON MILL EST LOT 28 556403057 |
| Legal Lot Number | 28 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930802 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12088 GARMON MILL ESTATES DR, MIDLAND, NC 28107-5806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 19, 2023 |
| Property Address | 12088 GARMON MILL ESTATES DR, MIDLAND, NC 28107-5806 |
| Document Number | 0000458155 |
| Book / Page | 1821 / 627 |
| Map Reference | MB 29 PG 157-159 |
| Instrument Date | May 19, 2023 |
| Instrument | 458155 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 12088 GARMON MILL ESTATES DR, MIDLAND, NC 28107-5806 |
| Document Number | 0000458156 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 458156 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,153.00 | $500,547 (-) Land $67,032 Building $433,515 | $500,547 (-) Land $67,032 Building $433,515 |
| 2025 | $3,153.00 | $500,547 Land $67,032 Building $433,515 | $500,547 Land $67,032 Building $433,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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