12086 330th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 12086 330th St, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,422 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2023)
Tax Bill	$2,638 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-018-1100`

Property Details

APN / Parcel Number

Primary APN	`14-018-1100`

Interior

Building Area	1,422 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	108 sqft

Location & Zoning

Street Address	12086 330TH ST
City	ONAMIA
State	MN
Zip	56359-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 790 FT OF S 400.5 FT OF SE OF SE EX PART OF PARCEL 74A TO HWY 169 R/W 18 41 26 5.00
Legal Range	26
Legal Township	41
Legal Section	18
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3027
Census Tract	970300

Owner

12086 330th St is owned and occupied by two individuals who bought it in July 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12086 330TH ST, ONAMIA, MN 56359-3204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 1, 2018	Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2023437217
Prior Transfer Date	Feb 11, 2010
Prior Transfer Doc	000A360474
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 26, 2023
Property Address	12086 330TH ST, ONAMIA, MN 56359-3204
Document Number	000A437217
Instrument Date	Jul 19, 2023
Instrument	A437217
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12086 330TH ST, ONAMIA, MN 56359-3204

Mortgage

Document Number	000A437218
Date	Jul 26, 2023
Instrument	A437218

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12086 330TH ST, ONAMIA, MN 56359-3204
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A417506
Date	Jun 9, 2020
Instrument	A417506

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12086 330TH ST, ONAMIA, MN 56359-3204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A417506
Date	Jun 9, 2020
Instrument	A417506

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 1, 2018
Property Address	12086 330TH ST, ONAMIA, MN 56359-3204
Document Number	000A405944
Instrument Date	Apr 27, 2018
Instrument	A405944
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12086 330TH ST, ONAMIA, MN 56359-3204

Mortgage

Document Number	000A405945
Date	May 1, 2018
Instrument	A405945

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12086 330th St was $2,638.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,638.00	$303,900 (+4.68%) Land $72,000 Building $231,900	$303,900 (+4.68%) Land $72,000 Building $231,900
2025		$290,300 Land $66,000 Building $224,300	$290,300 Land $66,000 Building $224,300
2023	$2,524.00 (+4.9%)	$314,700 (+20.48%) Land $58,000 Building $256,700	$314,700 (+20.48%) Land $58,000 Building $256,700
2022	$2,406.00	$261,200 Land $38,000 Building $223,200	$261,200 Land $38,000 Building $223,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12086 330th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12086 330th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 330th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures