12085 Rocoso Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12085 Rocoso Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1974
Lot Size	1.28 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jan 2019)
Tax Bill	$7,444 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`375-070-51-00`

Property Details

APN / Parcel Number

Primary APN	`375-070-51-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	56,192 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12085 ROCOSO RD
City	LAKESIDE
State	CA
Zip	92040-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 138 NLY PAR PER ROS 7453 IN TR 001492
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001492
Legal Block	1
Legal Lot Number	138
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2019	Grant Deed, Transfer · FHA Mortgage SAN DIEGO FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Nov 10, 2014 · Amount on Record
Deed Document Number	201927131
Last Transfer Date	Feb 2, 2022
Transfer Doc	0000057877
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2022
Property Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039
Document Number	0000057877
Map Reference	MAP 1492
Instrument Date	Feb 2, 2022
Instrument	2022-0057877
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039

Mortgage

Document Number	0000057878
Date	Feb 8, 2022
Instrument	2022-0057878

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039

Mortgage

Document Number	0000788380
Date	Dec 9, 2020
Instrument	2020-0788380

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jul 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590798
Date	Dec 18, 2019
Instrument	2019-0590798

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2019
Property Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039
Document Number	0000027131
Map Reference	MAP 1492
Instrument Date	Dec 24, 2018
Instrument	2019-0027131
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12085 ROCOSO RD, LAKESIDE, CA 92040-1039

Mortgage

Document Number	0000027132
Date	Jan 24, 2019
Instrument	2019-0027132

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,150 (+2%) Land $201,199 Building $344,951
2025	$7,444.00 (+4.58%) Homeowner's exemption	$535,442 (+4.04%) Land $197,254 Building $338,188
2023	$7,118.00 (+1.37%) Homeowner's exemption	$514,652 Land $189,596 Building $325,056
2022	$7,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications, T-Mobile.

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