Lawrence County property record for 12085 Co Rd 14, Waterloo, OH 45688
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1976 |
| Lot Size | 0.939 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Nov 2018) |
| Tax Bill | $1,198 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-025-1700.001 |
| Primary APN | 20-025-1700.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 672 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Foundation Type | Raised |
| Lot Area | 40,946 sqft (0.939 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 336 sqft |
| Lean-To | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 12085 COUNTY ROAD 14 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-5-25 PT NE 1/2 N SIDE OF RD .94AC |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 50600 |
12085 Co Rd 14 is owned and occupied by two individuals who bought it in November 2018.
Source: Lawrence County records, as of May 3, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12085 COUNTY ROAD 14, WATERLOO, OH 45688-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on File |
| Deed Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 161945 |
| Record Updated | Jun 7, 2026 |
Source: Lawrence County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,198.00 | $42,020 Land $4,210 Building $37,810 | |
| 2022 | $120,060 Land $12,040 Building $108,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12085 Co Rd 14 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12085 Co Rd 14 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| JB-Nets Fixed Wireless | 25 / 10 |
No cell data coverage reported
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