12085 Charest St, Hamtramck, MI 48212 Property Records

Wayne County property record for 12085 Charest St, Hamtramck, MI 48212

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2024)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41 007 10 0040 000`

Property Details

APN / Parcel Number

Primary APN	`41 007 10 0040 000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	720 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12085 CHAREST ST
City	HAMTRAMCK
State	MI
Zip	48212-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 40 D. W. SIMONS' HIGHLAND SUB BLOCK 10 SEC 21 10,000 A.T. L.11 P.46 WCR
Legal Subdivision	D W SIMONS' HIGHLAND
Legal Block	10
Legal Lot Number	40
Jurisdiction	WAYNE MI
Township / Civil Division	HAMTRAMCK
Census Block Group	2
Census Block	2001
Census Tract	552000

Owner

Source: Wayne County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12085 CHAREST ST, HAMTRAMCK, MI 48212-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	202420191
Deed Book / Page	58655 / 846
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 26, 2024
Property Address	12085 CHAREST ST, HAMTRAMCK, MI 48212-2725
Document Number	0586550846
Book / Page	58655 / 846
Map Reference	LB 11 PG 46
Instrument Date	Jan 25, 2024
Instrument	2024020191
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12085 CHAREST ST, HAMTRAMCK, MI 48212-2725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12085 CHAREST ST, HAMTRAMCK, MI 48212-2725

Mortgage

Document Number	0586681322
Date	Feb 5, 2024
Book Page	58668/1322
Instrument	2024026004

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 2, 2017
Property Address	12085 CHAREST ST, HAMTRAMCK, MI 48212-2725
Document Number	0538640812
Book / Page	053864 / 000812
Instrument Date	Jul 28, 2017
Instrument	266806
Transaction Type	Transfer
Record Updated	Aug 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6306 OAKLAND ST PHILADELPHIA PA 191492834, PHILADELPHIA, PA 19149-2834

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Hamtramck City
Unified School District	Hamtramck Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+75.45%) Homeowner's exemption	$52,000 (+26.83%)	$104,000 (+26.83%)
2023		$41,000	$82,000
2019	$1,291.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMTRAMCK serves 28,433 people · EPA ID MI0002970
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Also Mapped Here	CITY OF DETROIT
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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