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12084 193rd Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 12084 193rd Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,037 sqft · built 1957
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Last Sale$49,900 (Apr 1997)
Tax Bill$1,413 (2024)
Deeds & MortgagesOct 2026 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN17-03S-12E-10305-000000

Property Details

APN / Parcel Number

Primary APN17-03S-12E-10305-000000
Alternative APN
  • 10305000000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,037 sqft Living Area
1st Floor Area1,037 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area242 sqft
Patio Area708 sqft
FenceFence
Gazebo120 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection
SewerSeptic

Location & Zoning

Account Number10305000000
Street Address12084 193RD RD
CityLIVE OAK
StateFL
Zip32060-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 4.00 ACRES BEG AT SW COR OF N1/2 OF NW1/4 & RUN N 525 FT E 420 FT S 315 FT W 210 FT S 210 FT W 210 FT TO POB ORB 629 P
Legal Range12E
Legal Township03S
Legal Section17
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group2
Census Block2039
Census Tract970304

Owner

12084 193rd Rd is owned and occupied by two individuals who bought it in April 1997.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address12084 193RD RD, LIVE OAK, FL 32060-5535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
CAMPUS USA CREDIT UNION
Apr 11, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST FSB/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1997 · Amount on File
Deed SaleApr 1, 1997 · Amount on File
Deed Document Number0000629367
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Recording DateOct 5, 2026
Property Address12084 193RD RD, LIVE OAK, FL 32060-5535
Document Number0000010482
Book / Page2736 / 245
Instrument DateSep 20, 2026
Instrument202610482
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12084 193RD RD, LIVE OAK, FL 32060-5535

Mortgage

Document Number0000010482,
DateOct 5, 2026
Book Page2736/245
Instrument202610482
Lender
NameCAMPUS USA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address12084 193RD RD, LIVE OAK, FL 32060-5535
Document Number0000203923
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedJul 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12084 193RD RD LIVE OAK FL 320605535, LIVE OAK, FL 32060-5535

Mortgage

Document Number0000203923
DateJun 5, 2018
Book Page002052/000482
Instrument203923
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32056
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$91,248$144,111 Land $34,700 Building $109,411
2024$1,413.00 (+2.32%)
2023$1,381.00 (+3.68%) Homeowner's exemption$86,159 (+2.96%)$127,802 (+23.53%) Land $30,600 Building $97,202
2022$1,332.00 Homeowner's exemption$83,684$103,458 Land $26,000 Building $77,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12084 193rd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12084 193rd Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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