12081 Beacon Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 12081 Beacon Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	2,577 sqft · built 2009
Lot Size	0.319 acres (13,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,312 (Jul 2009)
Tax Bill	$7,029 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2021 Line of Credit + 1 more
APN	`54-10-12-0-127`

Property Details

APN / Parcel Number

Primary APN	`54-10-12-0-127`

Interior

Stories	2 Stories
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	13,897 sqft (0.319 acres)
Lot Dimensions	163 ft deep x 85 ft wide

Location & Zoning

Street Address	12081 BEACON DR
City	IRWIN
State	PA
Zip	15642-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 HSE CHESTNUT HILL SUB 85 X 163.49 X IR
Legal Subdivision	HSE CHESTNUT HILL SUB
Legal Lot Number	82
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1000
Census Tract	803400

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12081 BEACON DR, IRWIN, PA 15642-8876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2009 · Amount on Record
Deed Sale	Jul 14, 2009 · Amount on Record
Prior Sale	Apr 8, 2009 · Amount on Record
Deed Document Number	200927806
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12081 BEACON DR, IRWIN, PA 15642-8876
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12081 BEACON DR, NORTH HUNTINGDON, PA 15642-8876

Mortgage

Document Number	0000008220
Date	Apr 6, 2023
Instrument	202304060008220

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12081 BEACON DR, IRWIN, PA 15642-8876
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12081 BEACON DR, IRWIN, PA 15642-8876

Mortgage

Document Number	0000046521
Date	Nov 9, 2021
Instrument	202111090046521

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12081 BEACON DR, NORTH HUNTINGDON, PA 15642-8876
Document Number	0000015317
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12081 BEACON DR NORTH HUNTINGDON PA 156428876, NORTH HUNTINGDON, PA 15642-8876

Mortgage

Document Number	0000015317
Date	May 28, 2020
Instrument	15317

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,029.00 (+2.57%)	$50,270 (-) Land $11,150 Building $39,120
2025	$6,853.00 (+8.35%)		$50,270 (-) Land $11,150 Building $39,120
2024	$6,325.00	$50,270 Land $11,150 Building $39,120
1972			$50,270 Land $11,150 Building $39,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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