1208 Willow Ln, Liberty, MO 64068 Property Records

Clay County property record for 1208 Willow Ln, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,691 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$351,000 (Apr 2021)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-408-00-11-022.00`

Property Details

APN / Parcel Number

Primary APN	`15-408-00-11-022.00`
Alternative APNs	`1540800110220001` `291011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	3,309 sqft
1st Floor Area	1,691 sqft
Basement Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	930 sqft
Parking Spaces	3 Parking Spaces
Deck Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1208 WILLOW LN
City	LIBERTY
State	MO
Zip	64068-4359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAY MEADOWS 7TH PLAT LT 322
Legal Range	31W
Legal Township	51N
Legal Section	17
Legal Subdivision	CLAY MEADOWS 7TH
Legal Lot Number	322
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2001
Census Tract	21601

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1208 WILLOW LN, LIBERTY, MO 64068-4359
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage UMB BANK NA
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Jul 17, 2012 · Amount on Record
Deed Document Number	202118279
Deed Book / Page	9039 / 34
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000013325
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1208 WILLOW LN, LIBERTY, MO 64068-4359
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005759
Date	Feb 22, 2017
Book Page	7911/074
Instrument	2017005759

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64119

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1208 WILLOW LN, LIBERTY, MO 64068-4359
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034336
Date	Oct 6, 2017
Book Page	8062/094
Instrument	2017034336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1208 WILLOW LN, LIBERTY, MO 64068-4359
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030250
Date	Aug 24, 2020
Book Page	8777/46
Instrument	2020030250

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 28, 2021
Property Address	1208 WILLOW LN, LIBERTY, MO 64068-4359
Document Number	0000018279
Book / Page	9039 / 34
Instrument Date	Apr 23, 2021
Instrument	2021018279
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 WILLOW LN, LIBERTY, MO 64068-4359

Mortgage

Document Number	0000018303
Date	Apr 28, 2021
Instrument	2021018303

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,394.00 (+2.71%)	$61,160 (+11.81%)	$321,895 (+11.81%)
2023	$4,278.00 (+24.65%)	$54,700	$287,894
2019	$3,432.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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