Mecklenburg County property record for 1208 Wareham Ct, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,582 sqft · built 1983 |
| Lot Size | 0.164 acres (7,161 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Jun 2017) |
| Tax Bill | $16,821 (2023) |
| Deeds & Mortgages | Nov 2021 Line of Credit Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-061-48 |
| Primary APN | 153-061-48 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,582 sqft Heated Area |
| Gross Area | 5,200 sqft |
| 1st Floor Area | 1,978 sqft |
| Upper Floors Area | 1,956 sqft |
| Attic Area | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Slate |
| Lot Area | 7,161 sqft (0.164 acres) |
| Garage Area | 624 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 153-061-48 |
|---|---|
| Street Address | 1208 WAREHAM CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20MF |
| Legal Description | L29 B1 M20-361 |
| Legal Subdivision | WHITEHALL CLSTR C |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Myers Park Historic District listed 1987 · 678 contributing resources · NRIS 87000655 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jun 24, 2025 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Feb 27, 2019 | Deed of Trust, Mortgage LOANLEADERS/AMERICA |
| Jun 1, 2017 | Warranty Deed, Transfer LOANLEADERS/AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on Record |
| Deed Sale | Jun 1, 2017 · Amount on Record |
| Prior Sale | Aug 19, 2011 |
| Deed Document Number | 0031845660 |
| Deed Book / Page | 31845 / 660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Document Number | 0000210627 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 36725/521 |
| Instrument | 2021210627 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Document Number | 0000022766 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 40250/214 |
| Instrument | 2026022766 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000062147 |
|---|---|
| Date | Jun 24, 2025 |
| Book Page | 39673/537 |
| Instrument | 2025062147 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Document Number | 0000024717 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1208 WAREHAM CT CHARLOTTE NC 282072153, CHARLOTTE, NC 28207-2153 |
| Document Number | 0000024717 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 033330/000666 |
| Instrument | 24717 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 1, 2017 |
| Property Address | 1208 WAREHAM CT, CHARLOTTE, NC 28207-2153 |
| Document Number | 0000072159 |
| Book / Page | 031845 / 000660 |
| Instrument Date | May 10, 2017 |
| Instrument | 72159 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1208 WAREHAM CT CHARLOTTE NC 282072153, CHARLOTTE, NC 28207-2153 |
| Document Number | 72160 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 031845/000665 |
| Instrument | 72160 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures