1208 W 500 S, Berne, IN 46711 Property Records

Adams County property record for 1208 W 500 S, Berne, IN 46711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,186 sqft · built 1952
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2017)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Mar 2020 Refinance May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-32-200-006.000-009`

Property Details

APN / Parcel Number

Primary APN	`01-08-32-200-006.000-009`
Alternative APNs	`01108000002000` `02041013972`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
1st Floor Area	2,186 sqft
Attic	Attic
Attic Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1972
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	128,066 sqft (2.94 acres)
Garage Type	Mixed
Garage Area	1,009 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02041013972
Street Address	1208 W 500 S
City	BERNE
State	IN
Zip	46711-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 377.8' OF W 338.81' OF E 1175' NE SEC 32 (2.94A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

1208 W 500 S is owned and occupied by an individual who bought it in May 2017.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1208 W 500 S, BERNE, IN 46711-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK OF BERNE
Feb 23, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on File
Deed Sale	May 10, 2017 · Amount on File
Prior Sale	Nov 4, 2013 · Amount on File
Deed Document Number	20171589
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	2017000701
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1208 W 500 S, BERNE, IN 46711-9702
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001333
Date	Mar 20, 2020
Instrument	2020001333

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1208 W 500 S, BERNE, IN 46711-9702
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002542
Date	May 11, 2021
Instrument	2021002542

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	May 10, 2017
Property Address	1208 W 500 S, BERNE, IN 46711-9702
Document Number	2017001589
Instrument Date	May 3, 2017
Instrument	2017001589
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 W 500 S, BERNE, IN 46711-9702

Mortgage

Document Number	2017001590
Date	May 10, 2017
Instrument	2017001590

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IN
Recording Date	Feb 23, 2017
Property Address	1208 W 500 S, BERNE, IN 46711-9702
Document Number	2017000700
Instrument Date	Jan 27, 2017
Instrument	2017000700
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000701
Date	Feb 23, 2017
Instrument	2017000701

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1208 W 500 S was $1,767 with a homeowner's exemption, down 3.3% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (-3.28%) Homeowner's exemption	$248,100 Land $29,500 Building $218,600	$248,100 Land $29,500 Building $218,600
2024	$1,827.00 (-1.62%)
2023	$1,857.00 (+1.09%)	$216,100 (-3.83%) Land $29,500 Building $186,600	$216,100 (-3.83%) Land $29,500 Building $186,600
2022	$1,837.00	$224,700 Land $29,500 Building $195,200	$224,700 Land $29,500 Building $195,200
2020	$1,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 W 500 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 W 500 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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