1208 Vail Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1208 Vail Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,992 sqft · built 1992
Lot Size0.348 acres (15,159 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (May 2006)
Tax Bill$5,618 (2025)
Deeds & MortgagesFeb 2021 Refinance
Jun 2023 Line of Credit
+ 3 more
APN0383001001690

Property Details

APN / Parcel Number

Primary APN0383001001690

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,992 sqft Living Area
1st Floor Area1,110 sqft
Upper Floors Area1,110 sqft
AtticAttic
Attic Area462 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,159 sqft (0.348 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeDetached
Garage Area192 sqft

Exterior Amenities

PorchPorch
Porch Area32 sqft
Deck Area192 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1208 VAIL CT
CityCHESAPEAKE
StateVA
Zip23320-8271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description169 HUNNINGDON LAKES SEC 4
Legal SubdivisionHUNNINGDON WOODS, LAKES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2003
Census Tract20811

Owner

1208 Vail Ct is owned and occupied by an individual who bought it in May 2006.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1208 VAIL CT, CHESAPEAKE, VA 23320-8271
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MID-CONTINENT FUNDING INC
Jun 28, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
May 14, 2013Deed of Trust, Mortgage · Stand-Alone Refinance
CMG MORTGAGE INC
Jan 4, 2008Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON HOME LOANS
May 10, 2006Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON HOME LOAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2006 · Amount on File
Deed SaleMay 10, 2006 · Amount on File
Deed Book / Page6514 / 852
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1208 VAIL CT, CHESAPEAKE, VA 23320-8271
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10316/1808
DateFeb 23, 2021
Book Page10316/1808
Instrument210008393
Lender
NameMID-CONTINENT FUNDING INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1208 VAIL CT, CHESAPEAKE, VA 23320-8271
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010674/809
DateJun 28, 2023
Book Page10674/809
Instrument230013520
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 10, 2053
Interest
Rate TypeAdjustable Rate

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1208 VAIL CT, CHESAPEAKE, VA 23320-8271
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009074/354
DateMay 14, 2013
Book Page9074/354
Lender
NameCMG MORTGAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2043
Interest
Rate TypeFixed Rate
Rate4.25%

January 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1208 VAIL CT, CHESAPEAKE, VA 23320-8271
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007324/375
DateJan 4, 2008
Book Page7324/375
Lender
NameFIRST HORIZON HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2038
Interest
Rate TypeFixed Rate
Rate6.13%

May 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 10, 2006
Property Address1208 VAIL CT, CHESAPEAKE, VA 23320-8271
Document Number006514/852
Book / Page6514 / 852
Instrument DateApr 28, 2006
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006514856
DateMay 10, 2006
Instrument6514/856
Lender
NameFIRST HORIZON HOME LOAN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1208 Vail Ct was $5,618.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584,600 (+5.11%) Land $195,000 Building $389,600$584,600 (+5.11%) Land $195,000 Building $389,600
2025$5,618.00$556,200 Land $185,000 Building $371,200$556,200 Land $185,000 Building $371,200
2023$482,200 (+3.88%) Land $145,000 Building $337,200$482,200 (+3.88%) Land $145,000 Building $337,200
2022$464,200 Land $140,000 Building $324,200$464,200 Land $140,000 Building $324,200
2019$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1208 Vail Ct; 17 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Vail Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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