1208 Spurlock Dr, Richmond, KY 40475 Property Records

Madison County property record for 1208 Spurlock Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,786 sqft
Lot Size0.577 acres (25,151 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Nov 2021)
Tax Bill$1,772 (2025)
Deeds & MortgagesNov 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN023A-0005-0005

Property Details

APN / Parcel Number

Primary APN023A-0005-0005
Alternative APNs
  • 113338
  • 76459
  • 42550

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,786 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,151 sqft (0.577 acres)
Garage TypeAttached
Garage Area554 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number42550
Street Address1208 SPURLOCK DR
CityRICHMOND
StateKY
Zip40475-9710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING LAKE LOT 32 & PT 31
Legal SubdivisionSPRING LAKE
Legal Lot Number32
JurisdictionMADISON KY
Township / Civil DivisionKIRKSVILLE
Census Block Group2
Census Block2045
Census Tract10801

Owner

1208 Spurlock Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Madison County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1208 SPURLOCK DR, RICHMOND, KY 40475-9710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Prior SaleOct 24, 2005 · Amount on File
Deed Document Number20212014063400
Deed Book / Page814 / 204
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 10, 2021
Property Address1208 SPURLOCK DR, RICHMOND, KY 40475-9710
Document Number00D814/204
Book / PageD814 / 204
Map ReferenceCAB 30 SL 3
Instrument DateNov 8, 2021
Instrument2014063400
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 KIRKSVILLE RD, 444, RICHMOND, KY 40475-9719

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1208 SPURLOCK DR, RICHMOND, KY 40475-9710

Mortgage

Document Number2014063401
DateNov 10, 2021
Instrument2014063401
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 8, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1208 Spurlock Dr was $1,772.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,772.00$188,000$188,000
2023$1,823.00$188,000$188,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1208 Spurlock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Spurlock Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people · EPA ID KY0760672
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spurlock Dr

Nearby Streets

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