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1208 Silverbell Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1208 Silverbell Trl, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,720 sqft · built 2023
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Feb 2024)
Tax Bill$3,478 (2025)
Deeds & MortgagesFeb 2024 Sale
Jul 2022 Sale
Flood ZoneZone A (high risk)
APN222531475100011700

Property Details

APN / Parcel Number

Primary APN222531475100011700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Heated Area
Gross Area2,245 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1208 SILVERBELL TRL
CitySAINT CLOUD
StateFL
Zip34771-7818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE OAKS PB 31 PGS 166-172 LOT 170
Legal Lot Number170
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1038
Census Tract43700

Owner

Source: Osceola County records · APN 222531475100011700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1208 SILVERBELL TRL, SAINT CLOUD, FL 34771-7818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2024Special Warranty Deed, Subdivision Related Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Jul 13, 2022Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2024 · Amount on Record
Deed SaleFeb 07, 2024 · Amount on Record
Prior SaleJul 13, 2022 · Amount on Record
Deed Document Number2024016617
Deed Book / Page6546 / 1636
Record UpdatedJun 08, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 07, 2024
Property Address1208 SILVERBELL TRL, SAINT CLOUD, FL 34771-7818
Document Number0065461636
Book / Page6546 / 1636
Map ReferenceMB 31 PG 166-172
Instrument DateFeb 06, 2024
Instrument2024016617
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 SILVERBELL TRL, SAINT CLOUD, FL 34771-7818

July 2022: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2022
Property Address1208 SILVERBELL TRL, SAINT CLOUD, FL 34771-7818
Document Number0062502966
Book / Page6250 / 2966
Map ReferenceMB 31 PG 167
Instrument DateJul 12, 2022
Instrument2022108483
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$66,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,478.00 (+232.19%) Homeowner's exemption$240,498 (+220.66%)$348,800 (+365.07%) Land $75,000 Building $273,800
2023$1,047.00 (+114.11%)$75,000 (+114.29%) Land $75,000$75,000 (+114.29%) Land $75,000
2022$489.00$35,000 Land $35,000$35,000 Land $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
293 of 330 on primary residences
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Ian (Oct 2022), 2 claims
  • Hurricane Ian (Sep 2022), 5 claims
  • Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire LikelihoodAbout 1 in 97 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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