1208 Sappling Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 1208 Sappling Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 9,237 sqft · built 2019
Lot Size	0.424 acres (18,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (May 2024)
Tax Bill	$14,110 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-004-90225415`

Property Details

APN / Parcel Number

Primary APN	`04-004-90225415`
Alternative APN	`00490225415`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	9,237 sqft Living Area
Gross Area	9,677 sqft
1st Floor Area	3,622 sqft
Basement Area	2,721 sqft
Finished Basement	2,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	18,470 sqft (0.424 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00490225415
Street Address	1208 SAPPLING DR
City	SEVERN
State	MD
Zip	21144-6825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 24 ARUNDEL FOREST
Legal Subdivision	ARUNDEL FOREST
Legal Block	1
Legal Lot Number	24
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	740104

Owner

Source: Anne Arundel County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 SAPPLING DR, SEVERN, MD 21144-6825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2019	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Apr 8, 2019 · Amount on Record
Deed Book / Page	40401 / 239
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 2, 2024
Property Address	1208 SAPPLING DR, SEVERN, MD 21144-6825
Document Number	0404010239
Book / Page	40401 / 239
Map Reference	MB 328 PG 23 PL16949
Instrument Date	May 1, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1208 SAPPLING DR, SEVERN, MD 21144-6825

Mortgage

Document Number	0040401247
Date	May 2, 2024
Instrument	40401/247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2019
Property Address	1208 SAPPLING DR, SEVERN, MD 21144-6825
Document Number	0330200103
Book / Page	33020 / 103
Map Reference	PL 16949
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	WESTMINSTER TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,444.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1208 SAPPLING DR, SEVERN, MD 21144-6825

Mortgage

Document Number	33020111
Date	Apr 8, 2019
Instrument	33020/111

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,237,700 (+13.75%) Land $207,500 Building $1,030,200	$1,237,700 (-0.79%) Land $207,500 Building $1,030,200
2025	$14,110.00 (+18.75%)
2023	$11,882.00	$1,088,133	$1,247,600 Land $192,500 Building $1,055,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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