Polk County property record for 1208 S 4th St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,340 sqft · built 1975 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,000 (Sep 2019) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-CC-03500 |
| Primary APN | 08428-CC-03500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,340 sqft |
| Family Room | Family Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,449 sqft (0.171 acres) |
| Garage Area | 294 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 208028 |
|---|---|
| Street Address | 1208 S 4TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HILL PARK ADDITION NO. 4 LOT 28 BLOCK 10 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILL PARK ADDITION NO. 4 |
| Legal Block | 10 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20305 |
1208 S 4th St is owned by two individuals who bought it in September 2019.
Source: Polk County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1345 WILLIAMS AVE, INDEPENDENCE, OR 97351-9657 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 19, 2019 | Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK |
| Jan 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Prior Sale | Jun 20, 2014 · Amount on File |
| Deed Document Number | 201910447 |
| Prior Transfer Date | Jan 18, 2017 |
| Prior Transfer Doc | 0000000807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1208 S 4TH ST, INDEPENDENCE, OR 97351-1608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1208 S 4TH ST, INDEPENDENCE, OR 97351-1608 |
| Document Number | 0000001473 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-001473 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 19, 2019 |
| Property Address | 1208 S 4TH ST, INDEPENDENCE, OR 97351-1608 |
| Document Number | 0000010447 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019-010447 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1345 WILLIAMS AVE, INDEPENDENCE, OR 97351-9657 |
| Document Number | 0000010448 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019-010448 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jan 23, 2017 |
| Property Address | 1208 S 4TH ST, INDEPENDENCE, OR 97351-1608 |
| Document Number | 0000000807 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017-000807 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1208 S 4TH ST, INDEPENDENCE, OR 97351-1608 |
| Document Number | 0000000808 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 2017-000808 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 1208 S 4th St was $2,610, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,310 (+3%) Land $35,080 Building $112,230 | $370,470 (+3.3%) Land $150,000 Building $220,470 | |
| 2025 | $2,610.00 (+3.78%) | $143,020 (+3%) Land $34,060 Building $108,960 | $358,630 (+3.41%) Land $149,300 Building $209,330 |
| 2024 | $2,515.00 (-2.48%) | $138,860 (+3%) Land $33,070 Building $105,790 | $346,800 (-1.42%) Land $137,000 Building $209,800 |
| 2023 | $2,579.00 (+8.91%) | $134,820 (+2.99%) Land $32,110 Building $102,710 | $351,810 (+10.09%) Land $138,200 Building $213,610 |
| 2022 | $2,368.00 | $130,900 Land $31,180 Building $99,720 | $319,560 Land $117,500 Building $202,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 S 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1208 S 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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