1208 Russell St, Normal, IL 61761 Property Records

McLean County property record for 1208 Russell St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-29-403-008`

Property Details

APN / Parcel Number

Primary APN	`14-29-403-008`

Exterior

Patio Area	168 sqft

Location & Zoning

Street Address	1208 RUSSELL ST
City	NORMAL
State	IL
Zip	61761-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE HTS LOT 21
Legal Subdivision	COTTAGE HTS
Legal Lot Number	21
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2013
Census Tract	301

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1208 RUSSELL ST, NORMAL, IL 61761-2865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 25, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 25, 2022	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 10, 2022
Transfer Doc	0000007635
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1208 RUSSELL ST, NORMAL, IL 61761-2865
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023714
Date	Oct 1, 2021
Instrument	2021-00023714

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	3.5%

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 25, 2022
Property Address	1208 RUSSELL ST, NORMAL, IL 61761-2865
Document Number	202200007635
Instrument Date	Mar 10, 2022
Instrument	2022-00007635
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 RUSSELL ST, 1208, NORMAL, IL 61761-2865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLEAN IL
Recording Date	Apr 25, 2022
Property Address	1208 RUSSELL ST, NORMAL, IL 61761-2865
Document Number	202200007634
Instrument Date	Mar 10, 2022
Instrument	2022-00007634
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$62,450 (+21.89%) Land $14,278 Building $48,172	$187,350 (+21.89%) Land $42,834 Building $144,516
2023	$51,236 (+10.69%) Land $11,714 Building $39,522	$153,708 (+10.69%) Land $35,142 Building $118,566
2022	$46,288 Land $10,583 Building $35,705	$138,864 Land $31,749 Building $107,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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