1208 River Birch Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1208 River Birch Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,133 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jun 2021)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more
APN	`03-13-0-401-024`

Property Details

APN / Parcel Number

Primary APN	`03-13-0-401-024`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,133 sqft Living Area
Upper Floors Area	28 sqft
Basement Area	995 sqft
Unfinished Basement	995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	310 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1208 RIVER BIRCH DR
City	O FALLON
State	IL
Zip	62269-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE BLUFFS AT OGLES CREEK LOT 42 A02702482
Legal Subdivision	THE BLUFFS AT OGLES CREEK
Legal Block	401
Legal Lot Number	42
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3049
Census Tract	503404

Owner

1208 River Birch Dr is owned and occupied by two individuals who bought it in June 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1208 RIVER BIRCH DR, O FALLON, IL 62269-6512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 7, 2021	Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP
Jun 21, 2018	Warranty Deed, Transfer · VA Mortgage DELMAR FIN'L
Jun 21, 2018	Warranty Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Jun 21, 2018 · Amount on File
Deed Document Number	20212702482
Prior Transfer Date	Jun 6, 2006
Prior Transfer Doc	00A1982273
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 22, 2026
Property Address	1208 RIVER BIRCH DR, O FALLON, IL 62269-6512
Document Number	0002890265
Instrument Date	Jul 13, 2026
Instrument	20262890265
Transaction Type	Mortgage
Record Updated	Aug 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 RIVER BIRCH DR, O FALLON, IL 62269-6512

Mortgage

Document Number	0002890265,
Date	Jul 22, 2026
Instrument	20262890265

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 7, 2021
Property Address	1208 RIVER BIRCH DR, O FALLON, IL 62269-6512
Document Number	A02702482
Map Reference	PL 104 PG 31&32
Instrument Date	May 28, 2021
Instrument	A02702482
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 RIVER BIRCH DR, 1208, O FALLON, IL 62269-6512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4431 RHINE DR, FLORISSANT, MO 63033-7023

Mortgage

Document Number	A02702483
Date	Jun 7, 2021
Instrument	A02702483

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 21, 2018
Property Address	1208 RIVER BIRCH DR, O FALLON, IL 62269-6512
Document Number	00A2580167
Instrument Date	May 30, 2018
Instrument	2580167
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1208 RIVER BIRCH DR O FALLON IL 622696512, O FALLON, IL 62269-6512

Mortgage

Document Number	A2580168
Date	Jun 21, 2018
Instrument	2580168

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Interest

Rate	4%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 21, 2018
Property Address	1208 RIVER BIRCH DR, O FALLON, IL 62269-6512
Document Number	00A2580166
Instrument Date	May 9, 2018
Instrument	2580166
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Tax	$382.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$119,130 Land $20,573 Building $98,557	$357,390 Land $61,719 Building $295,671
2022	$85,042 Land $16,203 Building $68,839	$255,126 Land $48,609 Building $206,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1208 River Birch Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 River Birch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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