1208 N Main St, Independence, MO 64050 Property Records

Jackson County property record for 1208 N Main St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 1913
Lot Size	0.249 acres (10,833 sqft)
Owner	Individual Name on File
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-830-27-10`

Property Details

APN / Parcel Number

Primary APN	`15-830-27-10`
Alternative APNs	`15-830-27-10-00-0-00-000` `15830271000000001` `733101`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	775 sqft
Basement Area	775 sqft
Finished Basement	475 sqft
Unfinished Basement	300 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,833 sqft (0.249 acres)
Lot Dimensions	157 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	270 sqft
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	733101
Street Address	1208 N MAIN ST
City	INDEPENDENCE
State	MO
Zip	64050-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH INDEPENDENCE LEWIS JONES N 70 LOT 19 BLK 3
Legal Subdivision	NORTH INDEPENDENCE LEWIS JONES
Legal Block	3
Legal Lot Number	19
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1029
Census Tract	11300

Owner

1208 N Main St is owned and occupied by an individual who acquired it in July 2024.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1208 N MAIN ST, INDEPENDENCE, MO 64050-1826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 26, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024
Deed Sale	Jul 3, 2024
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	202443241
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	00E0020382
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1208 N MAIN ST, INDEPENDENCE, MO 64050-1826
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 N MAIN ST, INDEPENDENCE, MO 64050-1826

Mortgage

Document Number	00E0077008
Date	Oct 15, 2025
Instrument	2025E0077008

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jul 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1208 N MAIN ST, INDEPENDENCE, MO 64050-1826
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0011394
Date	Feb 1, 2021
Instrument	2021E0011394

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 26, 2018
Property Address	1208 N MAIN ST, INDEPENDENCE, MO 64050-1826
Document Number	0000E65002
Instrument Date	Jul 18, 2018
Instrument	65002E
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 N MAIN ST INDEPENDENCE MO 640501826, INDEPENDENCE, MO 64050-1826

Mortgage

Document Number	E65003
Date	Jul 26, 2018
Instrument	65003E

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1208 N Main St was $1,885, up 4.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,383 (-) Land $4,136 Building $22,247	$138,860 (-)
2025	$1,885.00 (+4.26%)	$26,383 Land $4,136 Building $22,247	$138,860
2024	$1,808.00 (+2.32%)
2023	$1,767.00 (+19.96%)	$26,109 (+30.87%) Land $3,830 Building $22,279	$137,420
2022	$1,473.00	$19,950 Land $3,743 Building $16,207
2021			$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 N Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2012–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1208 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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