1208 N Madison St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1208 N Madison St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,800 sqft · built 1964
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Dec 2019)
Tax Bill$4,660 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Jun 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN301301 223.016-2-50

Property Details

APN / Parcel Number

Primary APN301301 223.016-2-50
Alternative APNs
  • 130122301600020500000000
  • 301301 223.016-0002-050
  • 46645 07

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleColonial
Exterior MaterialWood
Lot Area17,424 sqft (0.4 acres)
Lot Width90 ft Width
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area452 sqft
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number46645 07
Street Address1208 N MADISON ST
CityROME
StateNY
Zip13440-2726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal Block2
Legal Lot Number50.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1033
Census Tract22200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Rome Residential Historic District
listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1208 N Madison St is owned and occupied by an individual who bought it in December 2019.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1208 N MADISON ST, ROME, NY 13440-2726
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Line of Credit
ROME TEACHER FCU
Jun 7, 2021Deed of Trust, Mortgage · Line of Credit
ROME TEACHER FCU
Dec 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FNDG
Dec 30, 2019Deed, Transfer · Stand-Alone First Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2019 · Amount on File
Deed SaleDec 30, 2019 · Amount on File
Deed Document Number201918208
Prior Transfer DateApr 16, 2012
Prior Transfer Doc2012006382
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1208 N MADISON ST, ROME, NY 13440-2726
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009445
DateJun 7, 2021
Instrument2021-009445
Lender
NameROME TEACHER FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1208 N MADISON ST, ROME, NY 13440-2726
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9445
DateJun 7, 2021
Instrument2021-009445
Lender
NameROME TEACHER FCU
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1208 N MADISON ST, ROME, NY 13440-2726
Document Number0000018209
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7591 GIFFORD RD ROME NY 134408307, ROME, NY 13440-8307

Mortgage

Document Number0000018209
DateDec 30, 2019
Instrument18209
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 29, 2049

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionONEIDA NY
Recording DateDec 30, 2019
Property Address1208 N MADISON ST, ROME, NY 13440-2726
Document Number0000018208
Instrument DateDec 23, 2019
Instrument2019-018208
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7591 GIFFORD RD, ROME, NY 13440-8307

Mortgage

Document Number0000018209
DateDec 30, 2019
Instrument2019-018209
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1208 N Madison St was $4,660.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,660.00
2025$99,200 Land $20,900 Building $78,300$233,412 Land $49,177 Building $184,235
2023$99,200 (+2.59%) Land $20,900 Building $78,300$218,599 (+20.96%) Land $46,056 Building $172,543
2022$6,381.00$96,700 Land $20,900 Building $75,800$180,714 Land $39,058 Building $141,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 N Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 N Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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