1208 Mini Hills Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1208 Mini Hills Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,598 sqft · built 2008
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2022)
Tax Bill	$7,942 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-153-001`

Property Details

APN / Parcel Number

Primary APN	`12-12-153-001`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,598 sqft Base Area
1st Floor Area	1,598 sqft
Basement Area	1,598 sqft
Unfinished Basement	1,598 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	151,589 sqft (3.48 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1208 MINI HILLS DR
City	EFFINGHAM
State	IL
Zip	62401-4662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT #5 LOT 1 VILLAS ON THE HILL 3831/181 2699/99 2401/63
Legal Subdivision	VILLAS ON THE HILL CONDOMINIUM
Legal Lot Number	1
Legal Unit	5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	1
Census Block	1059
Census Tract	950600

Owner

1208 Mini Hills Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1208 MINI HILLS DR, 5, EFFINGHAM, IL 62401-4662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Jan 7, 2011 · Amount on File
Deed Document Number	20225102
Deed Book / Page	3831 / 181
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 21, 2022
Property Address	1208 MINI HILLS DR, EFFINGHAM, IL 62401-4662
Document Number	003831/181
Book / Page	3831 / 181
Map Reference	MB 2401 PG 53
Instrument Date	Dec 16, 2022
Instrument	202222005102
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 MINI HILLS DR, EFFINGHAM, IL 62401-4662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1208 MINI HILLS DR # 5, 5, EFFINGHAM, IL 62401-4662

Mortgage

Document Number	202222005103
Date	Dec 21, 2022
Instrument	202222005103

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.87%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1208 Mini Hills Dr was $7,942 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Effingham City
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,942.00	$150,820 Land $18,280 Building $132,540	$452,460 Land $54,840 Building $397,620
2022	$7,366.00	$112,800 Land $13,670 Building $99,130	$338,400 Land $41,010 Building $297,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1208 Mini Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Mini Hills Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20