Bonner County property record for 1208 Larch St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,210 sqft · built 1926 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,192 (2026) |
| Deeds & Mortgages | May 2023 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0134006015AA |
| Primary APN | RPS0134006015AA |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,210 sqft Finished Area |
| 1st Floor Area | 1,210 sqft |
| Attic | Attic |
| Attic Area | 320 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1208 LARCH ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-57N-2W FARMINS 6TH ADDN BLK 6 LOTS 15 & 16 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 15 |
| Legal Subdivision | FARMINS 6TH ADD |
| Legal Block | 6 |
| Legal Lot Number | 15-16 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950300 |
1208 Larch St is owned and occupied by an individual who acquired it in August 2018.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Aug 24, 2018 | Personal Representative Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Aug 30, 2018 | Personal Representative Deed, Transfer SANDPOINT TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2018 |
| Deed Sale | Aug 30, 2018 |
| Prior Sale | Aug 24, 2018 · Amount on File |
| Deed Document Number | 2018926938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Document Number | 0001020457 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 1020457 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 983083 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 983083 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Sep 1, 2048 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 24, 2018 |
| Property Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Document Number | 926703 |
| Map Reference | MB1 PG76 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 926703 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SANDPOINT TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Document Number | 926704 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 926704 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Number | 926705 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 926705 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2028 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 30, 2018 |
| Property Address | 1208 LARCH ST, SANDPOINT, ID 83864-1876 |
| Document Number | 926938 |
| Map Reference | MB1 PG76 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 926938 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SANDPOINT TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1208 ALRCH ST, BLANCHARD, ID 83804 |
The 2026 property tax bill for 1208 Larch St was $1,192 with a homeowner's exemption, up 1% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,192.00 (+9.96%) Homeowner's exemption | $275,923 (-3.29%) Land $172,613 Building $103,310 | $275,923 (-3.29%) Land $172,613 Building $103,310 |
| 2025 | $1,084.00 Homeowner's exemption | $285,313 Land $172,613 Building $112,700 | $285,313 Land $172,613 Building $112,700 |
| 2023 | $1,074.00 Homeowner's exemption | $299,344 Land $172,613 Building $126,731 | $299,344 Land $172,613 Building $126,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 Larch St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1208 Larch St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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