1208 Judith St, Lima, OH 45801 Property Records

Allen County property record for 1208 Judith St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,577 sqft · built 1955
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jan 2023)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2508-06-005.000`

Property Details

APN / Parcel Number

Primary APN	`36-2508-06-005.000`
Alternative APN	`M3836250806005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	1,088 sqft
Attic	Attic
Attic Area	489 sqft
Basement Area	1,088 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1208 JUDITH ST
City	LIMA
State	OH
Zip	45801-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDONES SECOND SUBDIVISION LOT 21040 FF 50.50
Legal Subdivision	CARDONES SECOND SUBDIVISION
Legal Lot Number	21040
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	3
Census Block	3025
Census Tract	12300

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1208 JUDITH ST, LIMA, OH 45801-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Dec 29, 2010 · Amount on Record
Deed Document Number	2023300
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1208 JUDITH ST, LIMA, OH 45801-3537
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 JUDITH ST, LIMA, OH 45801-3537

Mortgage

Document Number	3040001758
Date	Mar 4, 2024
Book Page	2024/1758
Instrument	202403040001758

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 13, 2023
Property Address	1208 JUDITH ST, LIMA, OH 45801-3537
Document Number	1130000300
Book / Page	2023 / 300
Map Reference	MB 7 PG 214
Instrument Date	Jan 13, 2023
Instrument	202301130000300
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 JUDITH ST, LIMA, OH 45801-3537

Mortgage

Document Number	1130000301
Date	Jan 13, 2023
Instrument	202301130000301

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (+0.15%)	$38,190 (-) Land $3,780 Building $34,410	$109,100 (-) Land $10,800 Building $98,300
2024	$1,366.00 (+24.41%) Homeowner's exemption	$38,190 (+48.02%) Land $3,780 Building $34,410	$109,100 (+48.03%) Land $10,800 Building $98,300
2023	$1,098.00 (-0.54%)	$25,800 (-) Land $2,560 Building $23,240
2022	$1,104.00	$25,800 Land $2,560 Building $23,240
2021			$73,700 Land $7,300 Building $66,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile, TSC.

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