1208 Gerald Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 1208 Gerald Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,412 sqft · built 1995
Lot Size	0.21 acres (9,135 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,071 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`332Q-31`

Property Details

APN / Parcel Number

Primary APN	`332Q-31`
Alternative APNs	`447197000` `053622`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,135 sqft (0.21 acres)
Lot Dimensions	145 ft deep x 63 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	447197000
Street Address	1208 GERALD DR
City	JACKSONVILLE
State	NC
Zip	28540-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	L32 S4B SPRNGDALE ACRES
Legal Subdivision	SPRINGDALE ACRES SEC IV-B
Legal Lot Number	32
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2022
Census Tract	1102

Owner

1208 Gerald Dr is owned by two individuals who acquired it in January 2019.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	340 GAMARRA RD, PENSACOLA, FL 32503-3123
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 22, 2019	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Sep 24, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Sep 24, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2019
Deed Sale	Jan 22, 2019
Prior Sale	Sep 24, 2018 · Amount on File
Deed Book / Page	4888 / 196
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0048400591
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1208 GERALD DR, JACKSONVILLE, NC 28540-3367
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053950917
Date	Mar 1, 2021
Book Page	5395/917

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 22, 2019
Property Address	1208 GERALD DR, JACKSONVILLE, NC 28540-3367
Document Number	0048880196
Book / Page	004888 / 000196
Instrument Date	Jan 8, 2019
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 JACKSON CT JACKSONVILLE NC 285409781, JACKSONVILLE, NC 28540-9781

Mortgage

Document Number	48880199
Date	Jan 22, 2019
Book Page	004888/000199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

September 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 24, 2018
Property Address	1208 GERALD DR, JACKSONVILLE, NC 28540-3367
Document Number	0048400664
Book / Page	004840 / 000664
Instrument Date	Sep 12, 2018
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE NASHVILLE TN 372031042, NASHVILLE, TN 37203-1042

September 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ONSLOW NC
Recording Date	Sep 24, 2018
Property Address	1208 GERALD DR, JACKSONVILLE, NC 28540-3367
Document Number	0048400591
Book / Page	004840 / 000591
Instrument Date	Aug 30, 2018
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Tax Assessment & Valuation

The 2026 property tax bill for 1208 Gerald Dr was $1,071.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,071.00	$231,074 Land $58,500 Building $172,574	$231,074 Land $58,500 Building $172,574
2023	$1,071.00	$163,557 Land $35,000 Building $128,557	$163,557 Land $35,000 Building $128,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 Gerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 Gerald Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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