Freeborn County property record for 1208 Gene St, Albert Lea, MN 56007
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1999 |
| Lot Size | 0.12 acres (5,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $814 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.091.0850 |
| Primary APN | 34.091.0850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,624 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,100 sqft (0.12 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1208 GENE ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-3386 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | PD |
| Legal Description | NEW HILLS LOT-84+ LOTS 84, 85 & 86 NEW HILLS SUBD (TORRENS) CITY OF ALBERT LEA |
| Legal Subdivision | NEW HILLS |
| Legal Lot Number | 84-86 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 180600 |
1208 Gene St, a mobile home, is owned and occupied by an individual who acquired it in October 2012.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 GENE ST, ALBERT LEA, MN 56007-3386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2012 |
| Transfer Doc | 000T112379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1208 GENE ST, ALBERT LEA, MN 56007-3386 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000T116822 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | T116822 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1208 Gene St was $814 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814.00 Homeowner's exemption | $75,200 (-) Land $6,200 Building $69,000 | $75,200 (-) Land $6,200 Building $69,000 |
| 2025 | $814.00 Homeowner's exemption | $75,200 Land $6,200 Building $69,000 | $75,200 Land $6,200 Building $69,000 |
| 2023 | $610.00 Homeowner's exemption | $63,000 Land $6,200 Building $56,800 | $63,000 Land $6,200 Building $56,800 |
| 2020 | $750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 Gene St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1208 Gene St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless · Fiber in parts of the area | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Winnebago Cooperative Telecom Association.
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