Kenton County property record for 1208 Forest Ave, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 980 sqft · built 1910 |
| Lot Size | 0.244 acres (10,615 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-30-01-020.10 |
| Primary APN | 040-30-01-020.10 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 980 sqft Finished Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Lot Area | 10,615 sqft (0.244 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1208 FOREST AVE |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITAKER & HAYMAN LOTS 9-10-11 PT 12 10615 SF |
| Legal Subdivision | WHITAKER & HAYMAN |
| Legal Phase | 2 |
| Legal Lot Number | 11,12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 63800 |
1208 Forest Ave is owned and occupied by an individual who acquired it in July 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 FOREST AVE, LUDLOW, KY 41016-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2023 |
| Transfer Doc | 0005900108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 13, 2023 |
| Property Address | 1208 FOREST AVE, LUDLOW, KY 41016-1615 |
| Document Number | 0005900108 |
| Book / Page | KC 246 / 167 |
| Map Reference | PL 357 |
| Instrument Date | Jul 12, 2023 |
| Instrument | 23091305900108 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1208 FOREST AVE, LUDLOW, KY 41016-1615 |
| Name | Verified Name |
|---|---|
| Address | 1208 FOREST AVE, LUDLOW, KY 41016-1615 |
The 2025 property tax bill for 1208 Forest Ave was $1,158 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,600 (+22.05%) Land $10,000 Building $156,600 | $166,600 (+22.05%) Land $10,000 Building $156,600 | |
| 2025 | $1,158.00 Homeowner's exemption | $136,500 Land $5,000 Building $131,500 | $136,500 Land $5,000 Building $131,500 |
| 2023 | $1,200.00 (-5.36%) Disabled Person's exemption | $136,500 (-) Land $5,000 Building $131,500 | $136,500 (-) Land $5,000 Building $131,500 |
| 2022 | $1,268.00 Disabled Person's exemption | $136,500 Land $5,000 Building $131,500 | $136,500 Land $5,000 Building $131,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1208 Forest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1208 Forest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures