Cook County property record for 1208 Emerald Dr, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,905 sqft · built 1986 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Nov 2012) |
| Tax Bill | $8,575 (2023) |
| Deeds & Mortgages | May 2024 Second Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-32-106-002 |
| Primary APN | 22-32-106-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,905 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1208 EMERALD DR |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-4446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (EMERALD) ACRES SUB OF LTS17&20 & PT OF LT18 IN COUNT Y CLERKS DIVN IN NW SEC 32-37-11 |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 32 |
| Legal Subdivision | ACRES SUB |
| Legal Lot Number | 17,18 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 824005 |
1208 Emerald Dr is owned and occupied by an individual who bought it in November 2012.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 EMERALD DR, LEMONT, IL 60439-4446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 5, 2022 | Deed of Trust, Mortgage US BANK NA |
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2012 · Amount on File |
| Deed Sale | Nov 2, 2012 · Amount on File |
| Deed Document Number | 201212114 |
| Prior Transfer Date | Jul 9, 2010 |
| Prior Transfer Doc | 0000046027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1208 EMERALD DR, LEMONT, IL 60439-4446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014502180 |
|---|---|
| Date | May 24, 2024 |
| Instrument | 2414502180 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2054 |
| Rate | 7.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1208 EMERALD DR, LEMONT, IL 60439-4446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1206 EMERALD DR, LEMONT, IL 60439-4446 |
| Document Number | 0000512319 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2200512319 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD, IL 60015 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Dec 16, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1208 EMERALD DR, LEMONT, IL 60439-4446 |
| Document Number | 2004955029 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1208 EMERALD DR LEMONT IL 604394446, LEMONT, IL 60439-4446 |
| Document Number | 2004955029 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 4955029 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | DEERFIELD, IL 60015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,980 Land $21,480 Building $21,500 | $429,800 Land $214,800 Building $215,000 | |
| 2023 | $8,575.00 (+10.37%) | ||
| 2022 | $7,769.00 Homeowner's exemption | $37,912 Land $10,018 Building $27,894 | $379,120 Land $100,180 Building $278,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1208 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1208 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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