1208 Elm St, Grinnell, IA 50112 Property Records

Poweshiek County property record for 1208 Elm St, Grinnell, IA 50112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,492 sqft · built 1900
Lot Size	0.361 acres (15,704 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0607000`

Property Details

APN / Parcel Number

Primary APN	`0607000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,704 sqft (0.361 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	254 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	1208 ELM ST
City	GRINNELL
State	IA
Zip	50112-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWLS LOT 7 BLOCK 2
Legal Subdivision	CROWLS ADD GRINNELL
Legal Block	2
Legal Lot Number	7
Jurisdiction	POWESHIEK IA
Township / Civil Division	GRINNELL
Census Block Group	1
Census Block	1030
Census Tract	370300

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1208 ELM ST, GRINNELL, IA 50112-1540
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2009	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN
Sep 22, 2015	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Dec 17, 2024	Intrafamily Transfer, Transfer
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2024
Transfer Doc	0000003181
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	1208 ELM ST, GRINNELL, IA 50112-1540
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00843/0628
Date	Feb 3, 2009
Book Page	0843/0628
Instrument	00251

Lender

Name	PATRIOT BANK
Type	Bank
Address	BROOKLYN, IA 52211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	1208 ELM ST, GRINNELL, IA 50112-1540
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202100326
Date	Jan 27, 2021
Instrument	2021-00326

Lender

Name	US SMALL BUSINESS ADMN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2035

Interest

Rate Type	Fixed Rate

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	1208 ELM ST, GRINNELL, IA 50112-1540
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002831
Date	Sep 22, 2015
Instrument	02831

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2030

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POWESHIEK IA
Recording Date	Dec 17, 2024
Property Address	1208 ELM ST, GRINNELL, IA 50112-1540
Document Number	0202403181
Map Reference	MB C PG 16
Instrument Date	Dec 13, 2024
Instrument	2024-03181
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 ELM ST, GRINNELL, IA 50112-1540

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	1208 ELM ST, GRINNELL, IA 50112-1540
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100326
Date	Jan 27, 2021
Instrument	2021-00326

Lender

Name	US SMALL BUSINESS ADMN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Grinnell City
Unified School District	Grinnell-Newburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,156.00 (-4.37%) Homeowner's exemption	$282,650 (+4.14%) Land $33,220 Building $249,430	$282,650 (+4.14%) Land $33,220 Building $249,430
2024	$4,346.00 (+3.23%)
2023		$271,410 Land $37,370 Building $234,040	$271,410 Land $37,370 Building $234,040
2022	$4,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRINNELL WATER DEPARTMENT serves 9,564 people · EPA ID IA7930008
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Radium not recorded as resolved · Apr 2026 Gross alpha radiation not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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