Humphreys County property record for 1208 E Main St, Waverly, TN 37185 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,556 sqft · built 1949 |
| Lot Size | 0.405 acres (17,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,750 (May 2003) |
| Tax Bill | $415 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Nov 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 043064E B 00700 |
| Primary APN | 043064E B 00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,668 sqft |
| Garage Type | Mixed |
| Garage Area | 364 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 277 sqft |
| Utility Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1208 E MAIN ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W04 |
| Legal Subdivision | FAIRFIELD |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 130300 |
Source: Humphreys County records · APN 043064E B 00700
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 E MAIN ST, WAVERLY, TN 37185-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Quit Claim Deed, Transfer SMTC TITLE, MTC TITLE |
| Nov 29, 2021 | Quit Claim Deed, Transfer SMTC TITLE, MTC TITLE |
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2003 · Amount on Record |
| Deed Sale | May 05, 2003 · Amount on Record |
| Prior Sale | May 05, 2003 · Amount on Record |
| Deed Document Number | WD1842260 |
| Deed Book / Page | WD184 / 2260 |
| Last Transfer Date | Nov 29, 2021 |
| Transfer Doc | 0000004178 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Nov 29, 2021 |
| Property Address | 1208 E MAIN ST, WAVERLY, TN 37185-1818 |
| Document Number | 4178 |
| Book / Page | 211 / 1544 |
| Map Reference | MB 1 PG 139 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 21004178 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | SMTC TITLE, MTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 E MAIN ST, WAVERLY, TN 37185-1818 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Nov 29, 2021 |
| Property Address | 1208 E MAIN ST, WAVERLY, TN 37185-1818 |
| Document Number | 4178 |
| Book / Page | 211 / 1544 |
| Map Reference | MB 1 PG 139 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 21004178 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | SMTC TITLE, MTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 E MAIN ST, WAVERLY, TN 37185-1818 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 1208 E MAIN ST, WAVERLY, TN 37185-1818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000484 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 233/2085 |
| Instrument | 20000484 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415.00 (-0.48%) | $13,700 (-) Land $6,500 Building $7,200 | |
| 2024 | $417.00 | $13,700 (-) Land $6,500 Building $7,200 | |
| 2023 | $417.00 (+9.74%) | $13,700 (+15.61%) Land $6,500 Building $7,200 | $54,800 (+15.61%) Land $26,000 Building $28,800 |
| 2022 | $380.00 | $11,850 Land $6,550 Building $5,300 | $47,400 Land $26,200 Building $21,200 |
Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 84 (1984–2024) |
| Claims Outside the SFHA | 11 of 84 |
| Most Recent Claim | Dec 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Meriwether Lewis Electric Cooperative | Fiber | 1,000 / 1,000 |
| LTD Broadband | Fiber | 1,000 / 1,000 |
| LTD Broadband | Fixed Wireless (unlicensed) | 150 / 130 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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