1208 E Franklin St, Bloomfield, IA 52537 Property Records

Davis County property record for 1208 E Franklin St, Bloomfield, IA 52537

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,036 sqft · built 1972
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on File
Tax Bill	$6,310 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01008950`

Property Details

APN / Parcel Number

Primary APN	`01008950`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,780 sqft
Basement Area	2,036 sqft
Finished Basement	2,036 sqft
Unfinished Basement	701 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	224 ft deep x 206 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	340 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1208 E FRANKLIN ST
City	BLOOMFIELD
State	IA
Zip	52537-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 69 13 E PT SE NW & PT SW NE
Legal Range	13W
Legal Township	69N
Legal Section	30
Legal Subdivision	ELLIS ADDITION
Jurisdiction	DAVIS IA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4043
Census Tract	80100

Owner

1208 E Franklin St is owned by a company that acquired it in August 2008 and is owner-occupied.

Source: Davis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 67, BLOOMFIELD, IA 52537-0067
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Construction Mortgage BMO HARRIS BANK
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 22, 2008
Transfer Doc	0149/0125
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS IA
Recording Date	Jul 1, 2026
Property Address	1208 E FRANKLIN ST, BLOOMFIELD, IA 52537-1715
Document Number	0000000943
Instrument Date	Jun 24, 2026
Instrument	2026943
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 E FRANKLIN ST, BLOOMFIELD, IA 52537-1715

Mortgage

Document Number	0000000943,
Date	Jul 1, 2026
Instrument	2026943

Lender

Name	BMO HARRIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS IA
Recording Date	Mar 28, 2022
Property Address	1208 E FRANKLIN ST, BLOOMFIELD, IA 52537-1715
Document Number	0020220429
Instrument Date	Feb 2, 2022
Instrument	2022-0429
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1208 E FRANKLIN ST, BLOOMFIELD, IA 52537-1715

Mortgage

Document Number	0020220430
Date	Mar 28, 2022
Instrument	2022-0430

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1208 E Franklin St was $6,310 with a homeowner's exemption, down 2.1% from the year before.

Source: Davis County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Davis County
Municipality	Bloomfield City
Unified School District	Davis County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,430 (-) Land $37,730 Building $268,700	$306,430 (-) Land $37,730 Building $268,700
2025	$6,310.00 (-2.14%) Homeowner's exemption	$306,430 Land $37,730 Building $268,700	$306,430 Land $37,730 Building $268,700
2024	$6,448.00
2023		$287,620 (+5.83%) Land $37,730 Building $249,890	$287,620 Land $37,730 Building $249,890
2022	$6,640.00 Homeowner's exemption	$271,780 Land $37,730 Building $234,050
2021			$271,780 Land $37,730 Building $234,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 E Franklin St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 79% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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