1208 E Elm St, Breckenridge, TX 76424 Property Records

Stephens County property record for 1208 E Elm St, Breckenridge, TX 76424

Property Summary

Property Type	Single Family Home
Details	1,028 sqft
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$15,960 (Jan 2025)
Tax Bill	$570 (2025)
Deeds & Mortgages	May 2025 Mortgage Jan 2025 Line of Credit + 1 more
APN	`10510.006.004.00`

Property Details

APN / Parcel Number

Primary APN	`10510.006.004.00`
Alternative APNs	`R000010492` `R10492`

Interior

Stories	1 Story
Building Area	1,028 sqft Total Area
1st Floor Area	1,028 sqft

Exterior

Lot Area	7,013 sqft (0.161 acres)
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Porch	Porch
Porch Area	84 sqft

Location & Zoning

Account Number	10510.006.004.00
Street Address	1208 E ELM ST
City	BRECKENRIDGE
State	TX
Zip	76424-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 4 BLK: 6 SUBD: EAST BRECKENRIDGE
Legal Subdivision	EAST BRECKENRIDGE
Legal Block	6
Legal Lot Number	4
Jurisdiction	STEPHENS TX
Township / Civil Division	BRECKENRIDGE NORTH
Census Block Group	1
Census Block	1062
Census Tract	950300

Owner

Source: Stephens County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4069 PRIVATE ROAD 3143, BRECKENRIDGE, TX 76424-7094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan CLEAR FORK BANK NA
Jan 22, 2025	Vendor's Lien, Transfer · Line of Credit CLEAR FORK BANK NA
Oct 13, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Prior Sale	Dec 5, 2014
Deed Document Number	202587
Deed Book / Page	2270 / 167
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	002187/121
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS TX
Property Address	1208 E ELM ST, BRECKENRIDGE, TX 76424-3808
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4069 PRIVATE ROAD 3143, BRECKENRIDGE, TX 76424-7094

Mortgage

Document Number	002277/580
Date	May 28, 2025
Book Page	2277/580
Instrument	908

Lender

Name	CLEAR FORK BANK NA
Type	Bank
Address	76242

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	6 Months
Due	Nov 13, 2025

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	STEPHENS TX
Recording Date	Jan 22, 2025
Property Address	1208 E ELM ST, BRECKENRIDGE, TX 76424-3808
Document Number	002270/167
Book / Page	2270 / 167
Instrument Date	Jan 22, 2025
Instrument	87
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4069 PRIVATE ROAD 3143, BRECKENRIDGE, TX 76424-7094

Mortgage

Document Number	002270/169
Date	Jan 22, 2025
Book Page	2270/169
Instrument	88

Lender

Name	CLEAR FORK BANK NA
Type	Bank
Address	BRECKENRIDGE, TX 76424
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	STEPHENS TX
Recording Date	Oct 13, 2020
Property Address	1208 E ELM ST, BRECKENRIDGE, TX 76424-3808
Document Number	002187/121
Book / Page	2187 / 121
Instrument Date	Sep 30, 2020
Instrument	1767
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 N LIVE OAK ST, BRECKENRIDGE, TX 76424-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 E ELM ST, BRECKENRIDGE, TX 76424-3808

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Breckenridge City
County	Stephens County
Unified School District	Breckenridge Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (-21.49%) Homeowner's exemption	$29,670 (-12.5%) Land $3,850 Building $25,820	$29,670 (-12.5%) Land $3,850 Building $25,820
2024	$726.00 (+17.67%)
2023		$33,910 Land $3,150 Building $30,760	$33,910 Land $3,150 Building $30,760
2022	$617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1991–2016)
Most Recent Claim	May 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRECKENRIDGE serves 5,807 people · EPA ID TX2150001
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Nextlink.

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