1208 E Desert Flower Ln, Phoenix, AZ 85048 Property Records

Maricopa County property record for 1208 E Desert Flower Ln, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,836 sqft · built 1995
Lot Size	0.26 acres (11,360 sqft)
Owner	Individual Name on File
Last Sale	$1,189,000 (Dec 2023)
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`300-97-025`

Property Details

APN / Parcel Number

Primary APN	`300-97-025`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,836 sqft Living Area
1st Floor Area	2,054 sqft
2nd Floor Area	1,782 sqft

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	11,360 sqft (0.26 acres)
View / Lot	Excellent
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1208 E DESERT FLOWER LN
City	PHOENIX
State	AZ
Zip	85048-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	FOOTHILLS PARCEL 9E MCR 381/20
Legal Range	03E
Legal Township	01S
Legal Section	28
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	FOOTHILLS PARCEL 9E
Legal Lot Number	25
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	116728

Owner

1208 E Desert Flower Ln is owned and occupied by an individual who bought it in December 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK
Dec 27, 2017	Intrafamily Transfer, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Dec 27, 2017
Deed Document Number	20230660516
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 29, 2023
Property Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410
Document Number	0000660516
Map Reference	MB 381 PG 20
Instrument Date	Dec 20, 2023
Instrument	20230660516
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410

Mortgage

Document Number	0000660517
Date	Dec 29, 2023
Instrument	20230660517

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395146
Date	May 8, 2020
Instrument	20200395146

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000560334
Date	Jun 25, 2020
Instrument	20200560334

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410
Document Number	0000958537
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 E DESERT FLOWER LN PHOENIX AZ 850484410, PHOENIX, AZ 85048-4410

Mortgage

Document Number	0000958537
Date	Dec 27, 2017
Instrument	958537

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2042

Interest

Rate Type	Adjustable Rate

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 27, 2017
Property Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410
Document Number	0000958535
Map Reference	MB 381 PG 20
Instrument Date	Dec 21, 2017
Instrument	2017-0958535
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1208 E DESERT FLOWER LN, PHOENIX, AZ 85048-4410

Mortgage

Document Number	0000958536
Date	Dec 27, 2017
Instrument	2017-0958536

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Mortgage

Document Number	0000958537
Date	Dec 27, 2017
Instrument	2017-0958537

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1208 E Desert Flower Ln was $7,025.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,980	$919,800 Land $183,900 Building $735,900
2025	$7,025.00
2024		$89,610 (+13.2%)	$896,100 (+13.2%) Land $179,200 Building $716,900
2023	$6,669.00 (+4.89%)	$79,160 Land $15,830 Building $63,330	$791,600 Land $158,300 Building $633,300
2022	$6,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1208 E Desert Flower Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1208 E Desert Flower Ln is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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